Thursday, November 28, 2024

Origination

ACES: Mortgage Defect Rate Continued to Fall in Q3

The rate of defects in mortgages post-closing fell to 1.67% in the third quarter of 2023, according to ACES’ Q3 2023 Mortgage QC Trends...

Another Stellar Jobs Report Fuels the Fed’s Reluctance to Cut Rates

Roughly 303,000 jobs were added to the U.S. economy in March - above expectations and far higher than the average monthly gain of 231,000...

The National Average Property Tax Rate Increased Nearly 7 Percent in 2023

Roughly $363.3 billion in property taxes were levied on single-family homes nationwide in 2023, up 6.9% from $339.8 billion in 2022, according to ATTOM. The...

Mortgage Rates Inched Up Slightly This Week With 30-Year Still Hovering Around 6.80 Percent 

Mortgage rates continued to hold steady this week, with the average rate for a 30-year fixed-rate mortgage rising slightly to 6.82%, up from 6.79%...

Informative Research Integrates Veri-Tax with its Platform

Informative Research, a provider of borrower verification solutions and data, has integrated Veri-Tax, a provider of income and employment verifications, with its platform, thus...

MBA: Mortgage Applications Decreased Slightly Last Week Despite Dip in Rates

Mortgage application volume shrank 0.6% during the week ended March 29, as the average rate for a 30-year fixed-rate mortgage dipped to 6.91%, down...

ATTOM: Home Prices Rising Faster Than Wages, Making Homeownership a ‘Pipe Dream’ for Many

Home prices are rising faster than wages in half the U.S., a report from ATTOM shows. And while the portion of wages needed for homeownership...

MMI Taps Ryan Minard as Senior Sales Engineer

Ryan Minard is the new senior sales engineer for Mobility Market Intelligence (MMI), offering data intelligence and market insight tools for the mortgage and...

Xactus Hires Thomas Gallucci as EVP, Strategic Sales

Thomas Gallucci has joined Xactus, a provider of borrower verification solutions for the mortgage industry, as executive vice president, strategic sales. Gallucci has nearly 20...

Redfin: Median Down Payment Up 24.1 Percent Year-Over-Year in February

Faced with higher mortgage rates and rising home prices, homebuyers made larger down payments in February, with the median down payment rising to $55,640,...

Mortgage Rates Decrease Slightly, Helping Some Prospective Homebuyers 

Mortgage rates decreased slightly this week, with the average rate for a 30-year fixed-rate mortgage falling to 6.79%, down from 6.87% last week, according...

Planet Home Lending Adds Andy Insua as Regional Sales Manager, Southeast

Andy Insua has joined Planet Home Lending as regional sales manager for the Southeast. Insua has a diverse financial services background in consumer finance, commercial...

MBA: Homebuyer Affordability Declined in February

The national median payment applied for by purchase applicants increased to $2,184 in February, up 2.4% from $2,134 in January, according to the Mortgage...

NAR: Pending Home Sales Increased 1.6 Percent in February

Pending home sales increased 1.6% in February compared with January but were down 7.0% compared with February 2023, according to the National Association of...

U.S. Home Prices Dipped 0.1 Percent in January, According to FHFA’s Home Price Index

U.S. home prices fell 0.1% in January compared with December, according to the Federal Housing Finance Agency’s (FHFA) seasonally adjusted monthly home price index,...

Mortgage Applications Decreased Last Week Despite Drop in Rates

Mortgage application volume decreased 0.7% during the week ended March 22, despite a slight decrease in mortgage rates that brought the average rate for...

Redfin: New Listings Continue to Increase, Bringing Some Buyers Back to Market

The total number of U.S. homes for sale climbed 5% during the four weeks ended March 17, the biggest year-over-year uptick since May 2023,...

New Home Sales Subdued by Higher Mortgage Rates in February

New home sales were at a seasonally adjusted annual rate of 662,000 in February, down 0.3% compared with January but up 5.9% compared with...

Fannie Mae: Mortgage Rates Likely to Remain ‘Higher for Longer’

Mortgage rates will likely remain “higher for longer” than previously forecast, according to Fannie Mae’s Economic and Strategic Research (ESR) Group. Because the job market...

Floify Introduces Per-Loan Pricing Option for Mortgage Lenders

Mortgage point-of-sale (POS) solutions provider Floify has launched Lender Edition, a flexible per-loan pricing option for mortgage lenders. Floify Lender Edition is the counterpart to...