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Increasing Automation Using APIs and Industry-Standard Data Specifications

Most mortgage lenders are looking for ways to automate their operations to cut costs, maintain profitability and effectively manage their compliance and reporting to...

Flagstar Helping TPO Partners Capitalize on a Shifting Mortgage Market

A year ago at this time, most, if not all, third-party originators (TPOs) had significantly reduced their offerings due to the COVID-19 crisis. Even...

The ABCs of APIs in Mortgage Technology

Application programming interfaces (APIs) are software-to-software interfaces that enable applications to easily communicate back and forth without the need for direct user intervention. An...

From Forbearance to Post-Forbearance: How to Make the Process More Effective

The world can change in an instant. At the beginning of the year, mortgage foreclosures and delinquencies were at an all-time low. The national...

Flagstar Helping TPO Partners Navigate Uncharted Times

Barring further serious economic disruption from the COVID-19 crisis, the U.S. housing market is poised to rebound in the second half of this year....

The Benefits of Paperless Mortgage Servicing

There's no reason for the Lorax to be scolding the mortgage servicing industry. Yet so many mortgage servicing companies continue to give the Lorax -...

Flagstar Delivers Competitive Advantage for Brokers

There’s no question that mortgage brokers are facing a changing and challenging business environment. It’s more important than ever to choose a partner who...

Flagstar Bank: The Implications of the New Tax Code

Overall, new caps on the mortgage interest deduction and local and state property tax deductions won't have much of an impact on the housing market - but some segments will be affected more than others.

Flagstar Bank Staying ‘Focused on the Originator’ with TPO Technology Initiatives

Brian Vieaux discusses Flagstar’s approach to technology as it relates to the bank's broker and correspondent lines of business.

The Revival of the Construction-to-Permanent Mortgage

Construction-to-permanent loans are regaining popularity as a solution to the pesky problem of “little-to-no-inventory.”

Steve Thomas: 20 Years Strong, MPF Program Continues to Build on Its Success

The Mortgage Partnership Finance program, originally formed as a business line of the Federal Home Loan Bank of Chicago, has increased dramatically in the post-recession era.

Flagstar: Integration Of Stearns Delegated Correspondent Business Going Smoothly

Through the acquisition, Flagstar gains a significant number of correspondent relationships accounting for more than $7 billion in agency and government loans in 2016.

Freddie Mac Uses Big Data To Power Loan Advisor Suite

Freddie Mac continues to add new features and capabilities to its Loan Advisor Suite based on feedback from users.

To Effectively Target Millennials, Mortgage Lenders Must Go Mobile

In order to tap into the huge potential of the millennial market, mortgage lenders must make significant investment in new technologies - in particular, mobile technologies.

Lenders Shift Their Focus To ‘Regulatory Compliance Risk’

The type of risk that lenders face today has changed compared with even just a few years ago.

Freddie Mac Advances Mortgage Automation Revolution

The new suite provides an automated process for helping lenders determine if a loan meets Freddie Mac’s guidelines.

Freddie Mac Officially Launches Loan Advisor Suite

"These tools deliver our policies and procedures in a way that is very consumable and uniform across all lenders and servicers."

Are You Confident Your Service Provider Is On Top Of Compliance?

With regulatory changes that keep on coming, lenders and servicers alike must ensure that their third-party service providers know what to look out for.

Making Quality Happen

Even if you are focused on defect-free loan manufacturing, can you be sure your service providers are, too?

When It Comes To Transferring MSRs, Communication Is Key

The most important issue to focus on is whether a borrower is engaged in substantive loss mitigation.