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Applications for New Home Purchases Sank in December but Remain Up Year Over Year

Applications for mortgages for new home purchases decreased 4% in December compared with November but were up 22.2% compared with December 2022, according to...

Mortgage Rates Continue to Fall With Average Rate For 30-Year Now at 6.6 Percent

Mortgage rates fell this week to the lowest level since May, with the average rate for a 30-year, fixed-rate mortgage dropping to 6.60%, down...

Housing Starts Fell in December But Were Stronger Than Expected

Housing starts fell 4.3% in December compared with November but were up 7.6% compared with December 2022, according to estimates from the U.S. Census...

MCT: Rate Lock Volume Fell in December Despite Lower Rates

Mortgage rate lock volume decreased 13.71% in December compared with November, according to Mortgage Capital Trading Inc. The decrease comes despite a recent drop in...

Fannie Mae: Home Price Appreciation Slowed in Q4 

Single-family home prices increased 7.1% in the fourth quarter compared with the fourth quarter of 2022, according to Fannie Mae’s home price index. That’s up...

MBA: Mortgage Applications Surged Last Week as Rates Fell 

Mortgage application volume surged 10.4% last week, as the average rate for a 30-year fixed-rate mortgage fell to 6.75%, down from 6.81%, according to...

Five Tips to Help Mortgage Lenders Prepare For a Lower Interest Rate Environment

In a rising interest rate environment, mortgage applications have reached their lowest point in years, putting pressure on financial institutions, like community banks and...

Zillow Survey Shows More Homeowners Willing to Sell as Rates Fall 

Twenty-one percent of homeowners were considering selling as of the fourth quarter, up from 15% in the fourth quarter of 2022, according to a...

Drop in Rates Caused Rate/Term Refi Volume to Surge in December

Refinance volume increased 43% in December compared with November due largely to a material uptick in VA Interest Rate Reduction Refinance Loans (IRRRLs) that...

Optimal Blue Native Mobile App for Android and iOS Gives Loan Officers ‘Pricing in...

Optimal Blue has released a native mobile app for Android and iOS for its product and pricing engine (PPE). In addition, the company has announced...

Commercial Mortgage Delinquency Rates Jumped to End 2023

Delinquency rates for mortgages backed by commercial properties increased during the fourth quarter of 2023, according to the Mortgage Bankers Association's (MBA) commercial real...

Experian Verify Now Integrated With Dark Matter Technologies

Experian’s income and employment verification solution is now integrated with Dark Matter Technologies’ mortgage origination platform. “This integration with Dark Matter allows us to alleviate...

Redfin: Share of Homeowners With Mortgage Rates Below 6 Percent Falls to 88 Percent

The share of homeowners with mortgage rates below 6% is currently around 88.5%, according to Redfin. That’s down from a record high of 92.8% in...

Mr. Cooper Group Hires Mike Weinbach as President

Mike Weinbach has joined Mr. Cooper Group as president. Weinbach has more than 25 years' experience in the financial services industry. He has a track...

ATTOM: Foreclosure Filings Decreased 8 Percent in Q4

A total of 92,896 U.S. properties saw foreclosure filings — default notices, scheduled auctions and bank repossessions — in the fourth quarter, according to...

Mortgage Rates Basically Flat For the Past Three Weeks

The average rate for a 30-year fixed-rate mortgage increased to 6.66% this week, up from 6.62% last week, according to Freddie Mac’s Primary Mortgage...

Radian Group Makes Strategic Investment in FinLocker

Radian Group Inc. has made a strategic investment in FinLocker, a personal financial fitness and homeownership tool. Terms of the investment were not disclosed. By leveraging...

MIAC Analytics Offering $964.57 Million Mortgage Servicing Rights Portfolio

MIAC Analytics is handling the sale of an agency and government mortgage servicing rights portfolio valued at around $964.57 million. The portfolio of Fannie Mae,...

Zillow: Home Buyers Flocked to More Affordable Markets in 2023

As would be expected, given higher mortgage rates and high home prices, home buyers flocked to more affordable housing markets in 2023, a Zillow...

Survey: 96 Percent of Millennials Say High Rates Have Affected Their Home-Buying Plans 

In a report from Real Estate Witch, 96% of millennials say high mortgage interest rates have affected their home-buying plans, and 70% say inflation...