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Mortgage Credit Increased in October, Driven by Spike in Credit for Jumbo Loans

Mortgage credit availability increased 1% in October compared with September, driven mainly by an increase in credit availability for jumbo loans, according to the...

NAR: Average Income to Purchase a Home Jumps to $107K

The median household income of U.S. home buyers who purchased single-family primary residences jumped to $107,000 in June, according to the National Association of...

Infosys Teams with Better to Deliver White-Labelled Mortgage-as-a-Service Solution

Infosys, offering next-generation digital services and consulting, is teaming Better Home & Finance Holding Co., a digital-first homeownership company, to launch Mortgage as a...

Optimal Blue: Mortgage Rate Lock Volume Was Flat in October

Rate lock volume in October was flat compared with September; however, when adjusting for the extra business day, volume was down 4%, according to...

FHA Planning Updates to Home Equity Conversion Mortgage Program

The Federal Housing Administration (FHA) is seeking feedback on a proposed update to its Home Equity Conversion Mortgage (HECM) assignment claims eligibility policy. The update...

Homestead Road, Granite Mortgage Team to Simplify the Home-Buying Process

Homestead Road, a tech-enabled company specializing in purchasing single-family residential properties, and mortgage financing expert Granite Mortgage are partnering to simplify and enhance the...

Home Equity Down Slightly in Third Quarter But Remains Strong Overall

About 47.4% of mortgaged residential properties in the U.S. were considered equity-rich in the third quarter, meaning that the combined estimated amount of loan...

TransUnion: Americans Racked Up Record Debt in Q3 

Due to high interest rates and higher-than-expected costs for goods, Americans are taking on more credit card debt, according to TransUnion’s Q3 2023 Quarterly...

Housing Affordability Fell to its Lowest Level in More Than a Decade in Q3

Mortgage rates above 7%, elevated construction costs and limited existing inventory helped push housing affordability to its lowest level in more than a decade...

MBA: Mortgage Delinquency Rate Jumped 25 Basis Points in Q3

The national mortgage delinquency rate increased to 3.62% as of the end of the third quarter, up 25 basis points from the second quarter...

Mortgage Machine Services Adds Crystal Stanton to Manage Customer Success

Crystal Stanton has joined mortgage origination software provider Mortgage Machine Services to manage customer success and onboarding. Stanton has more than 20 years of customer...

Cloudvirga Completes Final Certification for Full Integration with Optimal Blue

Cloudvirga, a provider of digital mortgage point-of-sale platforms, reports that it has completed final certification for full API integration with the Optimal Blue product,...

Mortgage Rates See Biggest Weekly Drop in a Year

Mortgage rates dropped this week, with the average rate for a 30-year fixed-rate mortgage falling to 7.5%, down from 7.76% last week, according to...

Mortgage Fintech Lower Hires Amir Syed as Chief Growth Officer

Amir Syed has joined mortgage fintech Lower as chief growth officer. "The atmosphere is ecstatic with Amir joining the Lower Family of Companies," says Mike...

Homebuyer Assistance Programs Flourishing in This Difficult Housing Market

Down Payment Resource (DPR), offering homebuyer assistance program data and solutions, reports that homebuyer assistance program administrators are responding to the mounting home affordability...

Dovenmuehle Mortgage Adds New Features to Improve Transparency and Communication 

Mortgage subservicing company Dovenmuehle Mortgage has released two new features that provide transparency and improve communication through the company's borrower-facing web and mobile applications. With...

Mortgage Applications Up Slightly After 30-Year Drops 25 Basis Points 

Mortgage application volume increased 2.5% during the week ended November 3, as the average rate for a 30-year fixed-rate mortgage dropped to 7.61%, down...

Fannie Mae Sells Pool of NPLs to RCAF Loan Acquisition

RCAF Loan Acquisition, LP is the winning bidder on a pool of non-performing loans recently auctioned by Fannie Mae, including 1,473 loans totaling $208.8...

Three Quarters of U.S. Consumers Think the Economy is on the ‘Wrong Track’

More than three quarters of consumers surveyed in Fannie Mae’s October Home Purchase Sentiment Index think the U.S. economy is on the “wrong track,”...

CoreLogic: Home Prices Continued to Rise in September; Rate of Growth Expected to Slow...

U.S. home prices continued to climb in September, rising 0.3% compared with August and 4.5% compared with September 2022 - and the rate of...