Sunday, November 24, 2024

Residential Mortgage

LoanDepot Promotes Viviana Abarca to Managing Director of Mortgage Lending Operations

Viviana Abarca has been promoted to managing director of mortgage lending operations at loanDepot. Abarca will report directly to loanDepot president and CEO Frank Martell...

New American Funding Launches NAF Black Impact

New American Funding, a national mortgage lender, has launched NAF Black Impact, formerly known as NAF Dream, a program that empowers and supports the...

Adfitech Rebrands as Mortgage Connect Risk Solutions

To reflect its place under the umbrella of its parent company, Adfitech, a provider of quality control and risk management services for the mortgage...

Mortgage Bankers Association Taps Owen Lee as Vice Chair for 2025

Owen Lee, CEO at Success Mortgage Partners Inc. (SMP), has been nominated to serve as the Mortgage Bankers Association’s (MBA) vice chairman for the...

MCT MSR Valuation Grids Now Integrated With Lender Price PPE

Mortgage Capital Trading (MCT) and Lender Price have partnered to provide mortgage lenders using the Lender Price product and pricing engine (PPE) with loan-level...

Fed Holds Rates Flat Confirming its ‘Higher-For-Longer’ Position

Citing that jobs gains have remained strong, the unemployment rate has remained low and inflation remains high, the Federal Open Market Committee voted Wednesday...

California, New Jersey and Illinois Have the Most At-Risk Housing Markets in the Country

Recent housing reports suggest that inventory is increasing and, as a result, home prices are starting to drop in certain areas, resulting in improved...

Fannie Mae Executes CIRT Transaction on $12.1 Billion of Single-Family Loans

Fannie Mae transferred $284.8 million of mortgage credit risk to private insurers and reinsurers in a recent Credit Insurance Risk Transfer (CIRT) transaction, its...

Mortgage Rates Edge Down for a Second Week

Mortgage rates edged down for a second week, with the average rate for a 30-year fixed-rate mortgage falling to 6.95%, down from 6.99% last week,...

AgentHome Acquires Corinthian Title

AgentHome, a national network of independent title agents, has acquired Corinthian Title Company Inc., a California-based provider of title insurance and escrow services for residential...

Applications for New Home Purchases Increased Slightly in May

Applications for mortgages for new home purchases increased 1% in May compared with April and were up 13.8% compared with May 2023, according to...

Rate-and-Term Refinance Activity Spiked 25.6 Percent in May

Rate-and-term refinance activity spiked 25.6% in May compared with April, as borrowers reacted to a dip in rates, according to Optimal Blue’s Market Advantage...

As Inventory Increases, Many Buyers Still Waiting on the Sidelines

Even though inventory has been increasing, many home buyers are still sitting on the sidelines, with some likely waiting for mortgage rates to decrease...

Guaranteed Rate Re-Enters Securitization Market with Prime Jumbo RMBS Deal

Guaranteed Rate is launching its first residential mortgage-backed securities (RMBS) deal of 2024, making it the first 100% retail non-bank lender to re-enter the...

Mortgage Application Volume Jumped 15.6 Percent Last Week as Rates Edged Down Slightly

Mortgage application volume took one of the largest jumps in over a year last week, increasing an impressive 15.6% on an adjusted basis compared...

FHFA Seeks Public Input on the GSEs’ Underserved Markets Plans

The Federal Housing Finance Agency (FHFA) is seeking public feedback on the proposed 2025-2027 Underserved Markets Plans submitted by Fannie Mae and Freddie Mac...

Poll: A Majority of Americans Say Government Officials Are Failing to Address Affordability

A majority of Americans agree the U.S. is in a housing affordability crisis and that government officials at all levels aren’t doing enough to...

Zillow Intros Tool to Mitigate Bias in AI-Powered Conversations

Because many AI tools disregard fair housing requirements and, when deployed, can perpetuate bias, Zillow is releasing a Fair Housing Classifier that establishes guardrails to...

Mortgage Originations Dropped 6.8 Percent in Q1 to Lowest Level Since 2000

Roughly 1.28 million mortgages secured by residential property (1 to 4 units) were issued during the first quarter, a 6.8% decrease compared with the...

Consumer Sentiment Toward Housing Market Continued to Sour in May

Consumers continued to have a mostly negative view of the housing market in May, with only 14% saying it’s a good time to buy...