Monday, November 18, 2024

Residential Mortgage

Home Sales Starting To Cool; ‘Bidding Wars’ Waning

With home prices and interest rates rising, inventories increasing, and demand from institutional investors falling - not to mention new regulations taking effect...

MBA: Mortgage Application Volume Continues To Fall

Mortgage application volume decreased 1.8% for the week ending Nov. 8, compared to the previous week, according to the Mortgage Bankers Association's (MBA)...

Borrowers Still Benefiting From Low Mortgage Rates, Reports Freddie Mac

Borrowers are continuing to take advantage of near-record-low mortgage rates to lower their monthly payments and shorten their loan terms - and are...

Freddie Mac Reduces Taxpayer Exposure With Credit Risk Insurance

Government-sponsored enterprise Freddie Mac has obtained an insurance policy underwritten by Arch Reinsurance Ltd. to cover up to $77.4 million of credit losses...

Clinton: Bank Fines Should Be Used To Build New Finance System

What should the approximately $100 billion in fines and penalties paid thus far by the big banks to the U.S. government in connection...

NAR: ‘Burdensome’ FHA Rules Make It Difficult To Buy, Sell Condos

While the Federal Housing Administration (FHA) has loosened its condominium approval requirements in recent years, many properties continue to struggle to meet overly...

CFPB Launches New Tool To Help Consumers Locate Housing Counselors

Choosing a mortgage that is right for a particular borrower's needs isn't a simple task. With many different types of mortgage products on...

Housing Scorecard Shows Improving But Shaky Housing Recovery

There has been progress in the housing recovery - as home prices, purchases of new homes and sales of existing homes continue to...

Choose Your Appraisers Wisely, Cautions The OCC

Mortgage lenders and banks are ultimately responsible for the third-party companies they choose - including their selected appraisers - and should adopt risk-management...

Fannie Mae, Flagstar Reach $121.5M Settlement

Flagstar Bancorp Inc., the holding company for Flagstar Bank, has reached a settlement with government-sponsored enterprise Fannie Mae to resolve mortgage repurchase requests...

NMI Holdings Announces Pricing Of Initial Public Offering

NMI Holdings Inc., the parent company of Emeryville, Calif.-based National Mortgage Insurance Corp. (National MI), has announced the pricing of its initial public...

NAR: Despite Rising Prices And Rates, Existing Home Sales Rose In Q3

Despite rising home prices and mortgage interest rates, a total of about 5.36 million existing homes were sold in the third quarter -...

After Declining For Three Weeks, Mortgage Rates On The Rise Again

After declining slightly for three consecutive weeks, fixed mortgage rates started to rise again during the week ending Nov. 7, according to Freddie...

U.S. Home Prices Stabilizing, CoreLogic HPI Shows

U.S. home prices increased by only 0.2% in September compared to August, according to CoreLogic's Home Price Index (HPI). The slight rise indicates...

Calyx Software Introduces Calyx Verifyde

Calyx Software, a provider of loan origination software, now offers government-required regulatory mortgage compliance reports through its new product Calyx Verifyde. The company...

OCC Releases Dodd-Frank Stress Tests For 2014

The Office of the Comptroller of the Currency (OCC) has released the economic and financial market scenarios that will be used in the...

Clear Capital: The Motor City Leads Housing Recovery In October

Detroit has taken the housing recovery lead for last month, according to October's Home Data Index (HDI) Market Report from Clear Capital, a...

Capital One Closes Acquisition of Beech Street Capital

Capital One Financial Corp. has completed of its acquisition of Beech Street Capital, a privately held, national originator and servicer of Fannie Mae,...

LPS: Resetting Of ARMs ‘Little Cause For Concern’

In the early years of the financial crisis, many feared there was a disaster looming in the mortgage market's then-near future when the...

Fannie Mae Seeks $800 Million In Libor Manipulation Suit

Fannie Mae is reportedly suing nine banks for a total of about $800 million over alleged manipulation of the benchmark London interbank offered...