What To Do With All Those Florida Foreclosures?
The Florida courts have a backlog of residential foreclosure cases, and the state has come up with two ways to try to complete...
One Loan Good, Two Loans Better
Borrowers are looking for new ways to finance home purchases, and lenders are responding with piggyback loans. These usually consist of a conventional...
Foreclosing According To The Honor System In Colorado
Most foreclosure cases are largely ignored by everyone except the parties involved. But one Colorado borrower has gained attention recently in her fight...
Borrowing Against The House, Once Again
Here is another sign of economic recovery: Home equity lending is seeing a revival. According to the Equifax March National Consumer Credit Trends...
Aging In Place, With A Loan: The State Of The Reverse Mortgage Industry
Reverse mortgage originations are down, but industry experts say the product is poised for a comeback. 'The state of the business is in...
Has HUD Failed On Tribal Housing?
What is the current state of housing on American Indian tribal lands? Well, it depends on which party you ask. A recent hearing...
The New Focus On Cybersecurity
In some high-tech circles, the word 'hack' means a clever practical joke. But financial institutions and other entities are not laughing at the...
Improving Loan Quality With Appraisal Management Technology
Significant quality improvement in administrative functions requires 'jumps' in the administrative competence of people, the rules for performance of their functions and the...
Shop Around: The State Of The Retail Sector Is Good
Forget any talk of consumers cutting back on shopping during the 2012 holiday season. Not only did people buy gifts, but they also...
The Unintended Consequences Of QM
The 'law of unintended consequences' has become part of mortgage originators' lexicon over the past few years. Typically applied in description of the...
Uniformity At A Price?
For servicers and lenders, one of the biggest challenges is the lack of uniformity in bankruptcy practices in each of the districts throughout...
Apartment Rent Growth Up 3.53% In February
Effective apartment rent growth remained steady during February, at a rate of 3.53%, but that the pace of rent growth has been slowing...
Lenders Try To Stay Social With Proposed FFIEC Guidance
It is not just job seekers and politicians who need to be careful about what they post on Facebook. Now mortgage lenders will...
The FHA Glass: Half Full, Half Empty Or Broken?
The Federal Housing Administration (FHA) is either another entity that is 'bailout broke' or an important agency that is helping the housing market...
Why Lenders And Investors Love The Hotel Industry
Hotel industry investors and lenders are probably sleeping better these days. The sector is seeing improvement in key performance metrics, and certain fundamentals...
Using Mortgage Industry Apps To Increase Sales Volume
After years of slogging through a tough market, mortgage lenders can finally see the light at the end of the tunnel. According to...
Big Data, Little Data And The Future Of Your Data
Quality in manufacturing is calculated based on performance, the quality of components and the process by which those components are assembled. That works...
Facing The Anomalies In State Regulations
While a great deal of attention has been given to the flurry of regulatory activity at the federal level, it is important to...
The Sweet REIT Life
This is a good time to be a mortgage real estate investment trust (REIT). Returns are positive, as are dividends, and industry experts...
How Will Basel III Impact Community Banks?
In January, when the Basel Committee on Banking Supervision approved a final rule regarding Basel III regulations, U.S. small banks were mostly unimpressed....