Servicers Need To Get A Handle On HOAs
The homeowners association (HOA) market boasts cumulative operational fees that reach as much as $35 billion annually. In fact, over the last two...
The Unique Mortgage Struggles Of Military Servicemembers
Homeowners who are part of the U.S. armed forces face special challenges when it comes to paying their mortgages. Like other homeowners in...
Weighing The Impact Of The CFPB’s Proposed Servicing Rules
Earlier this month, the Consumer Financial Protection Bureau (CFPB) announced that it was considering new rules that would govern mortgage servicing practices. The...
What’s So Great About TBAs?
In any hedging program - mortgage, currency or otherwise - the best instrument to protect against risk is one that is most similar...
The Lodging Sector: Commercial Real Estate’s Wild Card
It's springtime for the lodging sector, and hotel operators are hoping an economic recovery will get people packing. As both business and pleasure...
The Rewards From Preserving REO Pre-Sale Values
From December 2011 to January 2012, there was an approximately 3% increase in foreclosure filings, according to data from RealtyTrac Inc. With ever-tightening...
The New Paradigm For Quality Control Loan Servicing Systems
Today's servicers are being monitored and analyzed by a number of stakeholders and observers such as investors, federal and state regulators, consumer advocacy...
Mortgage Banking Reconsiders Cybersecurity
Cybersecurity impacts all corners of the business world, and mortgage lenders are particularly susceptible to digital safety breaches because of the large number...
Does Commercial Construction Make Sense In A Bad Economy?
There is no doubt that these are extraordinary times. Highly volatile market conditions and ongoing uncertainty have made it duly challenging for the...
A New Era In Native American Homeownership
Lenders looking for a growing niche mortgage product with a 100% government guarantee may like the U.S. Department of Housing and Urban Development's...
Why Lenders Are Taking MERS Audits More Seriously
Despite the fact that Mortgage Electronic Registration Systems Inc. (MERS) extended its delivery deadline for submission of the Annual Report of Quality Assurance...
Understanding The Changes To The Federal Bankruptcy Rules
Although little time has passed since the Dec. 1, 2011, effective date of the Federal Bankruptcy Rules amendments, creditors and their counsel have...
Global Investors Still Love U.S. Real Estate
Where are the world's major real estate investors looking to place their funds? To borrow a line from a Neil Diamond song, they're...
Lien On Me: A Treatment Of HOA Assessments
Do you remember when you first discovered that the concept of law - as discussed theoretically in school - was significantly different from...
How Code Enforcement Officials Can Impact Servicers
EDITOR'S NOTE: Welcome to MortgageOrb's new weekly E-Feature, which provides an in-depth look at the issues and events shaping today's real estate finance...
Smaller Lenders Eyeball Larger Share Of Origination Space
EDITOR'S NOTE: Welcome to MortgageOrb's new weekly E-Feature, which provides an in-depth look at the issues and events shaping today's real estate finance...
Managing An REO Fraud Game
Great baseball managers constantly monitor all aspects of the game: how many pitches are thrown, who's warming up in the bull pen, what's...
Using Social Media To Boost Mortgage Banking Sales Volume
The societal impact of social-media sites has been extraordinary. But while many people use these sites for entertainment or to relay trivial personal...
MISMO Conversions Help Ease Post-M&A Integrations
The entire mortgage industry is at a crossroads. As the market traverses through the chaos caused by the housing industry collapse, companies are...
How To Handle A Growing Volume Of Assignments
Mortgage assignment volume is exploding as lenders face a record number of foreclosures this year, with estimates reaching 1.2 million by the end...