Manufactured Housing’s Road To Recovery
For the manufactured housing industry, the current crisis facing the mortgage industry and the national housing market resonates with a strong sense of...
CMBS Servicers: Get Primed For 2008
According to a recent report and analysis from Fitch Ratings, the capabilities of commercial mortgage-backed securities (CMBS) servicers are going to be tested...
The Fall And (Pending) Rise Of Alt-A
With a lion's share of attention focused on subprime issues, it is easy to overlook the Alt-A market. In the past two months,...
Tax Amendment Opens Canadian CMBS’ Doors To U.S.
While the commercial mortgage-backed securities (CMBS) market in the U.S. awaits its anticipated return to normalcy, market players who are eager to keep...
Buying A Home: The Movie
It is not uncommon for a financial services company to produce a short video designed to hone sales techniques or to market specific...
How Servicers Should Deal With Tax Lenders In Texas
When non-escrowed homeowners in Texas fail to timely pay their property taxes, they will be inundated with offers from companies offering to help...
Data Standardization Speeds Loan Information Flow
Although information technology developments such as Mortgage Industry Standards Maintenance Organization (MISMO) standards have historically permeated the residential mortgage world more rapidly...
October Foreclosure Data: The Good & The Bad
According to RealtyTrac's October 2007 'U.S. Foreclosure Market Report,' nearly a quarter-million foreclosure filings - default notices, auction sale notices and bank repossessions...
Steady Demand, Weakening Indicators In Multifamily
In the third quarter of 2007, conditions weakened in the apartment industry compared with three months earlier, according to the National Multi Housing...
What If There Is A Recession In 2008?
Question: Will there be a recession in 2008? Consumer confidence in the near-term health of the American economy appears to be weak. Last...
In Pursuit Of Emerging Markets
The shift in America's racial and ethnic demographics and its potential effects on residential mortgage lending was the subject of 'Products and Opportunities...
Foreclosure Activity Batters The United States
Foreclosure is everywhere. Rust Belt, Sun Belt, East Coast, West Coast. Americans are scrambling to keep their homes as the credit markets compress...
Lenders Still Embrace Sensible Small Loans
In comparison to their large-balance counterparts, small commercial real estate loans may outwardly seem too inefficient to make their case for inclusion in...
B-Piece CRE CDO Strategies In The New Market
While economic conditions have demanded revised strategies for the most effective presentation and use, B-piece commercial real estate collateralized debt obligations (CRE CDOs)...
Keeping Track Of Condo Conversion Fraud
Earlier in this decade, there was a rush to convert apartment complexes into condominiums. In some markets, the condo conversion frenzy was particularly...
Expanding Dischargeable Debts In Chapter 13
Perhaps more frequently than not, a debtor may file a bankruptcy petition and fail to include a creditor in his bankruptcy plan or...
P2P Lending Opens A New Funding Channel
In the traditional scheme of things, lending institutions offered funds for average people seeking home loans. Today, however, a new school of mortgage...
Behind The Housing Market’s Collapse
We have reached what seems to be the Minsky moment for the housing market. Named after the American economist Hyman Minsky, the idea...
How The Best CRE CDO Managers Operate
According to a recent report from Fitch Ratings, three main issues have characterized the collateralized debt obligation (CDO) market during the past year:...
Can The Great Lakes State Be Great?
The lab results continue to be discouraging. While an occasional pulse beats stronger, Michigan's economy continues to struggle.The reality for the mortgage servicing...