Mortgage technology provider Dark Matter Technologies has expanded its Empower loan origination system (LOS) to include comprehensive e-closing capabilities by integrating Wolters Kluwer‘s eOriginal ClosingCenter and eOriginal eAsset Management Platform.
The enhanced integration provides a fully digital mortgage closing experience, supporting every e-closing scenario from hybrid and in-person electronic notarization (IPEN) to complete remote online notarization (RON), and streamlines the process from pre-closing through secondary market delivery.
With the integration of eOriginal ClosingCenter, the Empower LOS users can manage secure document review and e-signature execution in a centralized eClosing room. Borrowers benefit from the ability to review and sign documents ahead of time, while lenders and settlement agents can coordinate closings more efficiently, whether executed remotely or in person. The solution includes access to a built-in e-notary Hub that connects users to top RON and IPEN providers such as Proof, NotaryCam and EscrowTab, giving settlement agents and title partners the flexibility to use their preferred platform.
The eOriginal eAsset Management Platform enables Empower LOS users to seamlessly create, execute, register, and manage e-notes through the MERS e-registry. It securely stores all executed documents in its e-vault, ensuring legal compliance, secondary market readiness, faster loan funding, enhanced data security and improved auditability.
“This is about giving lenders a true digital edge,” says Sean Dugan, CEO of Dark Matter Technologies, in a release. “Empower’s new e-closing integration makes it possible for lenders to reduce closing times, streamline operations and enhance the borrower experience, all while ensuring compliance and accelerating the delivery of digital assets to the secondary market.”
This combination of solutions, paired with Empower LOS’s longstanding integration with the Wolters Kluwer Expere platform for dynamic, compliant document generation, provides users with a modern, scalable e-closing solution that reduces cost, risk and operational friction across the mortgage lifecycle. Lenders, borrowers and settlement agents can now rely on a unified platform to deliver faster, more flexible, future-ready closings.
“We’re thrilled to deepen our collaboration with Dark Matter by integrating Wolters Kluwer’s e-closing capabilities into the Empower loan origination system,” says Shreya Shankar, vice president, partnerships, Wolters Kluwer Financial and Corporate Compliance. “Together, we are advancing the financial services industry’s transition to a fully digital future and helping lenders elevate borrower satisfaction, drive revenue growth, streamline operations, and unlock new opportunities in the secondary market.”