Document management software company DocMagic has enhanced its Total eClose platform with a new in-person electronic notarization (IPEN) capability for broader digital closing flexibility.
The new option strengthens DocMagic’s e-notary offering and supports diverse borrower and settlement agent preferences.
“Not every transaction can be remote, but every transaction can be digital,” says Michael Morford, chief technology officer at DocMagic. “By adding IPEN, we’re enabling lenders, settlement agents and notaries to provide the kind of in-person experience many consumers still prefer while maintaining all the efficiency, accuracy and immediacy of an electronic closing.”
IPEN offers lenders, settlement agents, notaries and borrowers an additional digital option for situations where remote online notarization (RON) is not jurisdictionally permitted or simply not the preferred experience.
While RON remains a powerful tool for digital closings, it is not authorized for real estate transactions in every state. Today, IPEN is permitted in 46 states and the District of Columbia, making it a widely accessible alternative that preserves the benefits of electronic execution even in jurisdictions that do not permit remote notarization.
For lenders, this expanded coverage translates into greater operational flexibility and a more consistent e-closing workflow regardless of geography.
“IPEN rounds out the Total eClose platform so every closing-hybrid, remote or in-person-can be managed through one trusted digital ecosystem,” says Pat Theodora, co-founder and CEO for DocMagic. “This enhancement reflects our commitment to supporting all participants in the closing process and helping our clients deliver a consistent digital experience, regardless of the borrower’s location or preference.”