FHFA: Refinance Frenzy Continued Through March

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The Federal Housing Finance Agency's (FHFA) March 2013 Refinance Report shows that, despite a slight increase in mortgage rates, refinance levels remained high.

About 462,000 loans were refinanced in March, with nearly 100,000 completed through the Home Affordable Refinance Program (HARP).

Since its launch in April 2009, HARP has refinanced more than 2.4 million mortgages, the FHFA reports.

Almost 1.4 million Fannie Mae and Freddie Mac loans were refinanced during the first quarter of 2013. Nearly 300,000 of those, or about 22%, were refinanced through HARP.

Borrowers with loan-to-value (LTV) ratios greater than 105% accounted for about 45% of the volume of HARP loans in the first quarter.

Those with LTV ratios greater than 125% accounted for about 22% of loans refinanced through HARP in March, according to the report.

To view the full report, click here.

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