FHFA Seeks Public Input on the GSEs’ Underserved Markets Plans


The Federal Housing Finance Agency (FHFA) is seeking public feedback on the proposed 2025-2027 Underserved Markets Plans submitted by Fannie Mae and Freddie Mac under the Duty to Serve (DTS) program. 

The proposed plans cover the period from January 1, 2025, to December 31, 2027.

“Providing sustainable liquidity for affordable housing preservation, rural housing, and manufactured housing in a safe and sound manner is a key component of the enterprises’ statutory responsibility to serve underserved markets,” says Sandra L. Thompson, director of the FHFA, regulator of Fannie Mae and Freddie Mac, in a release. “I look forward to hearing the public’s input and feedback on the plans the Enterprises have proposed.”

The FHFA issued a final rule in 2016 that implemented the DTS provisions of the Housing and Economic Recovery Act of 2008. The statute requires Fannie Mae and Freddie Mac to serve three specified underserved markets — manufactured housing, affordable housing preservation, and rural housing — by increasing the liquidity of mortgage financing for very low-, low-, and moderate-income families in those markets.

The FHFA invites interested parties to provide written input, feedback, and information on all aspects of the proposed plans by August 12.

The public can review the RFI and submit responses through the DTS page on FHFA’s website.

Photo: Blake Wheeler

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