Thursday, November 28, 2024

Origination

Average Rate for 30-Year Crosses 7 Percent for First Time in 2024

The average rate for a 30-year fixed-rate mortgage increased to 7.10% this week, up from 6.88% last week, according to Freddie Mac’s Primary Mortgage...

Existing-Home Sales Fell 4.3 Percent in March, Ending Rebound

Existing-home sales plummeted 4.3% in March compared with February, falling to a seasonally adjusted annual rate of 4.19 million, and were down 3.7% compared...

Fannie Mae: Home Prices Increased 1.7 Percent in Q1

Single-family home prices increased 1.7% in the first quarter compared with the second quarter and were up 7.4% compared with the first quarter of...

MBA: Mortgage Applications Increased Last Week Despite Rising Rates

Mortgage application volume increased 3.3% during the week ended April 12, driven mainly by a 5% increase is purchase applications, according to the Mortgage...

MBA: Applications for New Home Purchases Increased 1 Percent in March

Applications for mortgages for new home purchases increased 1% in March compared with February and were up 6.2% compared with March 2023, according to...

Option for Shared Appreciation Now Included with Click n’ Close DPA Mortgage Product Suite

Multi-state wholesale and correspondent mortgage lender Click n’ Close has expanded its suite of down payment assistance (DPA) loan products to include a shared...

LenderLogix Data Shows Increase in Home Buying Activity in Q1

LenderLogix, a provider of mortgage point-of-sale and automation software for banks, credit unions, independent mortgage banks, and brokers, has released its first-quarter Homebuyer Intelligence...

DataTrace Expands Depth of Title Plants in Eight Florida Counties

DataTrace, a provider of data and automation solutions to the title and settlement services industry, has expanded the historic depth of title plants in...

Redfin: More Than Two-Thirds of Renters Think They’ll Never Own a Home

More than two thirds of renters (38%) in the U.S. say they’ll never own a home due to lack of affordability, a recent survey...

Ginnie Mae Now Includes Pool Level Data in HMBS Program

Ginnie Mae has further expanded its low-to-moderate income (LMI) disclosure initiative to include pool-level data for its home equity conversion mortgage (HECM) mortgage-backed securities...

Average Rate for 30-Year Mortgage Re-Approaching 7 Percent

The average rate for a 30-year fixed rate mortgage jumped this week to 6.88%, up from 6.82% last week and up from 6.27% one...

First American: Housing Market Currently Being Driven by the ‘Five Ds’

Existing-home sales in this current market are mostly being driven by the “Five Ds” - death, divorce, diplomas, downsizing, and diapers - according to...

Rocket Mortgage Reports Huge Efficiency Gains Using AI-Driven Underwriting 

Rocket Mortgage has rolled out an artificial intelligence (AI)-driven technology platform designed to make homeownership simpler and quicker. The new platform makes the mortgage process...

Floify, Total Expert Enable Lenders to Send Pre-Populated Applications to Borrowers

Floify, a point of sale solution for mortgage lenders, says it now pre-populates loan applications for borrowers using data on file in Total Expert. The...

Mortgage Applications Basically Flat as Average Rate for 30-Year Rises Back to 7 Percent

Mortgage application volume inched up 0.1% on an adjusted basis during the week ended April 5, as the average rate for a 30-year mortgage...

Optimal Blue Promotes Rick Allen to Chief Operating Officer

Rick Allen has been promoted to chief operating officer (COO) at Optimal Blue, a provider a secondary marketing software. Allen most recently served as chief...

Mortgage Credit Availability Increased in March, Driven by Growth in Conventional Credit

Mortgage credit availability increased 1.1% in March compared with April, rising to a score of 93.9 on the Mortgage Bankers Association’s (MBA) Mortgage Credit...

MCT: Mortgage Rate Lock Volume Increased 15 Percent Heading Into Home Buying Season

Mortgage rate lock volume increased 15.36% during March, according to Mortgage Capital Trading (MCT), a provider of mortgage capital markets technology. The increase comes despite...

Fannie Mae: Consumers are ‘Adjusting Their Expectations for the Housing Market’

The percentage of U.S. consumers who say it is a good time to buy a home increased to 21% in March, up from 19%...

Optimal Blue: Average Homebuyer Credit Score Hit 737 in March

The average homebuyer credit score reached 737 in March, according to Optimal Blue's Originations Market Monitor report. That’s an all-time high for the report, which...