Saturday, November 23, 2024

Residential Mortgage

Negative Equity Rates Creeping Up in Certain Markets

Fewer than 325,000 homeowners are underwater on their mortgages nationwide, putting just 0.60% of active loans in a negative equity position, with another 4.2%...

Homeownership Rate Dipped in Q2 as First-Time Homebuyers Sat on Sidelines

The U.S. homeownership rate was 65.6% in the second quarter, flat compared with the first quarter and down slightly compared with the second quarter...

Home Price Appreciation Slowed Significantly in June

U.S. home prices continued to rise in June but at a much slower pace compared with the first half of this year, according to...

Consolidated Analytics Acquires Investor Claim Solutions

Consolidated Analytics (CA), a provider of mortgage services and data analytics, has acquired the assets of Investor Claim Solutions (ICS), specializing in investor claims...

Mortgage Borrowers’ Tappable Equity Hit All-Time High of $11.5 Trillion in June

Home equity held by U.S. mortgage borrowers hit an all-time high of $13.8 trillion in June, according to ICE Mortgage Technology’s Mortgage Monitor report.  At...

AVMs Seeing Increased Use by Home Equity Lenders

Home equity lenders’ use of AVMs has increased significantly, a report from Corporate Settlement Solutions (CSS) shows. The report measures of the types of valuation...

Candor Technology Introduces AI-Powered Mortgage Prequalification Tool

Candor Technology has launched PreQual, a patented borrower prequalification service that leverages artificial intelligence to deliver instant results and borrower insights across conventional and...

MIAC Analytics Integrated with Fannie Mae Mission Score API

MIAC Analytics, a provider of pricing, risk management, and accounting solutions for the mortgage and financial service industries, is now integrated with Fannie Mae’s...

Move Concierge Hires Billy Jack Snelson as CMO

Billy Jack Snelson has joined Move Concierge as chief marketing officer. Snelson, who worked previously as vice president of marketing at Keller Williams, is tasked...

Number of Renter Households in the U.S. Grew in the Second Quarter

The number of renter households in America grew 1.9% year over year in the second quarter to a record 45.2 million, according to a...

U.S. Economy Added 114K Jobs in July as Labor Market is Clearly Cooling

About 114,000 jobs were added to the U.S. economy in July, as the unemployment rate increased to 4.3% and the number of unemployed people...

Mortgage Lock Volume Fell in July

Mortgage lock volume decreased 5.67% in July compared with June, according to Mortgage Capital Trading (MCT), continuing the trend established in May and June. The...

PMI Continues to Help First-Time Homebuyers Qualify for Financing

Nearly 800,000 Americans used private mortgage insurance to purchase a home in 2023, and 64% of them were first-time buyers, according to a report...

LenderLogix and Truv Now Integrated

LenderLogix, a provider of mortgage point-of-sale and automation software for banks, credit unions, independent mortgage banks, is now integrated with automated employment and income...

Home Prices Were Flat in May Compared With April But Up 5.7 Percent Year...

U.S. home prices were flat in May compared with April but were up 5.7% compared with May 2023, according to the Federal Housing Finance...

Mortgage Rates Dipped This Week as 30-Year Remains Stuck Around 6.73 Percent

Mortgage rates decreased this week, with the average rate for a 30-year fixed-rate mortgage falling to 6.73%, down from 6.78% last week, according to...

a360inc’s Investor Group Acquires ProVest

a360inc, a technology solutions provider to law firms, title agencies, mortgage lenders and investors, has acquired ProVest, a service of process and litigation information...

Down Payment Resource Hires Brad Cardwell as VP of Sales and Business Development

Mortgage industry veteran Brad Cardwell has joined Down Payment Resource as vice president of sales and business development. Cardwell brings extensive industry experience in steering...

Pending Home Sales Up 4.8 Percent in June But Still Down Year-Over-Year

Pending home sales increased 4.8% in June compared with May but were down 2.6% compared with June 2023, according to the National Association of...

Fed Keeps Rates Flat But Hints at September Cut 

The Federal Open Market Committee today voted to keep the Fed Funds rate flat for now at 5.25% to 5.5%. but hinted that a...