Sunday, November 24, 2024

Residential Mortgage

Freddie Mac: Mortgage Rates Back on the Rise After Three Weeks of Declines

After decreasing for three consecutive weeks, mortgage rates reversed this week, with the average rate for a 30-year fixed-rate mortgage rising to 7.03%, up...

Pending Home Sales Tumbled 7.7 Percent in April, Dragged Down by Rising Mortgage Rates

Due to rising mortgage rates, pending home sales decreased 7.7% in April compared with March and were down 7.4% compared with April 2023, according...

Secured Signing Adds New Features to its RON Solution

Secured Signing, which offers remote online notarization (RON) solutions, has introduced a suite of new features designed to streamline the online document signing and...

Kind Lending Taps Tammy Richards as Chief Operating Officer

Tamara "Tammy" Richards has joined Kind Lending, a national mortgage lender founded by industry veteran Glenn Stearns, as chief operating officer. Richards has more than...

FHFA: Home Prices Continued to Rise at a Steady Pace in Q1

U.S. home prices increased 1.1% in the first quarter compared with the fourth quarter and were up 6.6% from the first quarter of 2023,...

MBA: Mortgage Applications Fell on Higher Rates Heading Into Memorial Day Weekend

Mortgage application volume tumbled 5.7% during the week ended May 24, as the average rate for a 30-year fixed-rate mortgage increased to 7.05%, up...

Home Prices Hit Ninth All-Time High in the Past Year

Despite higher mortgage rates, U.S. home prices continued to rise in March, increasing 0.3% on a seasonally adjusted basis compared with February and up...

Mitigate or Delegate: The Pros and Cons of In-House Servicing and Outsourcing

The life of a lender is full of crucial choices that require careful analysis and scenario planning. For mortgage companies, banks, and credit unions,...

Jane Mason: Mortgage Servicers Can Expect Delinquencies and Defaults to Rise This Year

PERSON OF THE WEEK: The COVID-19 pandemic that began in February 2020 resulted in an unusual, intense “boom” in home sales that the housing...
new construction home

NAHB: It Takes 38 Percent of the National Median Income to Afford a Median-Priced...

It currently takes about 38% of a typical family’s income to make a mortgage payment on a median-priced new single-family home in the U.S.,...

Corporate Settlement Solutions Announces Enhanced Integration with GridBase

Corporate Settlement Solutions (CSS), a provider of commercial and residential real estate settlement solutions, has enhanced its integration with GridBase, the universal application program...

Mortgage Bankers Saw ‘Less Severe’ Net Losses in Q1 

Mortgage bankers continued to lose on originations in the first quarter, as the average pre-tax net loss per loan was $645, according to the...

Down Payment Resource Now Integrated with ICE Mortgage Technology’s Encompass

Down Payment Resource, offering homebuyer assistance program data and solutions, recently announced an integration with ICE Mortgage Technology that embeds down payment assistance program...

Truity Credit Union Using Dark Matter’s Empower LOS

Truity Credit Union, a member-owned credit union with locations in Oklahoma, Kansas and Texas, is using Dark Matter’s Empower loan origination system to provide loan...

Mortgage Rates Fell This Week as Average Rate for 30-Year Dipped Below 7 Percent

Mortgage rates fell this week, with the average rate for a 30-year, fixed-rate mortgage dropping to 6.94%, down from 7.02% last week, according to...

New Home Sales Fell 4.7 Percent in April Due to Higher Mortgage Rates

New home sales in April were at a seasonally adjusted annual rate of 634,000, a decrease of 4.7% compared with March and down 7.7%...

NAR: Existing-Home Sales Fell in April But Inventory Increased 9 Percent

Lack of inventory, high home prices and rising mortgage rates slowed existing-homes sales in April. According to the National Association of Realtors (NAR), existing-home sales...

First Home Mortgage Promotes Tim Whittier to President

Tim Whittier has been promoted to president at First Home Mortgage. Whittier first joined First Home Mortgage in 2009. He began his mortgage banking career in...

Finaya Unifies Home Buying and Selling, Mortgage, Insurance, Title and Closing Services

Technology firm Finaya has launched an AI-based homeownership marketplace super-app that integrates home buying and selling, mortgage, insurance, title, closing and other related services...

MBA: Mortgage Applications Increased 1.9 Percent Last Week as Rates Fell

Mortgage application volume increased 1.9% during the week ended May 17, as the average rate for a 30-year- fixed-rate mortgage fell to to 7.01%,...