What To Consider When Hiring A Commercial Real Estate Developer
REQUIRED READING: In today's turbulent economy, any organization looking to start a new construction project faces certain challenges. Choosing the right commercial real...
A Hedger’s Guide To ARM Price Discovery
REQUIRED READING: Notwithstanding recent market volatility and a drop in rates, many secondary marketing managers have contemplated the possibility of higher adjustable-rate mortgage...
Is FHA Claim Processing The Next Servicing Monster?
REQUIRED READING: It was bound to happen. It was always known that the rapid market growth of the Federal Housing Administration's (FHA) insured-loan...
Special Servicers Need To Sharpen Up Their Data Skills
REQUIRED READING: Investors are finding more mistakes and missteps in defaulted loans that took place during the loan origination process of the past...
How To Manage The Media At Crisis Time
REQUIRED READING: Combine today's financial crises with a media landscape that has expanded exponentially with the acceleration of online and social media channels,...
Hidden HOA Fees Loom Large In Loss Mitigation
REQUIRED READING: As if mortgage servicers didn't have enough on their plates today, they are also facing a lesser-known, but increasingly common problem:...
HUD’s Role In The Manufactured-Housing Sector
REQUIRED READING: In 1974, Congress enacted the National Manufactured Housing Construction and Safety Standards Act, which was later amended by the Manufactured Housing...
A Due-Diligence Primer For Selecting Tech Vendors
REQUIRED READING: Smart technology solutions are no longer confined to a single department within a mortgage banking operation. Once the technology requirements are...
CFPB Exam Procedures Foreshadow Areas Of Interest
REQUIRED READING: The servicing industry has cautiously eyed the evolution of the Consumer Financial Protection Bureau (CFPB) since the bureau's inception in 2010...
High-Quality Origination Begins With Due Diligence
REQUIRED READING: Four years have passed since the early waves of widespread default began to buffet the mortgage industry, but there still are...
Seven Fears That Are Holding You Back
REQUIRED READING: It has been said that 'FEAR' stands for 'Forget Everything And Run.' It's that uncomfortable, disconcerting feeling that causes us to...
Stop The Insanity In The Due-Diligence Process!
REQUIRED READING: Albert Einstein is credited with saying that 'the definition of insanity is doing the same thing over and over and expecting...
Bringing A Manufacturing Mind-Set To The Quality-Control Process
REQUIRED READING: Before the housing bubble burst, the most important elements of quality control (QC) in the mortgage business were the credit quality...
Practical Tips For Staying On Top Of REO Coverage
REQUIRED READING: High volumes of foreclosed homes and shadow inventories, coupled with prolonged foreclosure timelines, mean that more defaulted and foreclosed properties will...
A Change For The Better: Remediating Regulatory Concerns
REQUIRED READING: Change is the one constant in today's mortgage servicing industry. Fallout from the financial crisis has resulted in unprecedented change to...
Product And Pricing Engines Meet Mortgage Banking’s ‘New Normal’
REQUIRED READING: People in the mortgage banking industry are beginning to talk about the 'new normal.' The notion is that after years of...
A Pro/Con Analysis Of Loan File Diversification
REQUIRED READING: When 14 major mortgage servicers signed consent orders with the Office of the Comptroller of the Currency (OCC) in April, it...
Taking A New Approach To RMBS Valuation
REQUIRED READING: Following the global financial crisis, residential mortgage-backed securities (RMBS) market participants have paid more attention to developing better processes to evaluate...
Is FHA Claim Processing The Next Servicing Nightmare?
REQUIRED READING: It was bound to happen. It was always known that the rapid market growth of the Federal Housing Administration's (FHA) insured-loan...
Bad Docs Still Weigh Heavily On Investors
REQUIRED READING: In today's high-speed, high-tech world, how often do we mindlessly hit the 'accept' button just to get quickly to our desired...