How Mortgage Brokers Can Leverage Digital to Effectively Engage Borrowers
BLOG VIEW: The mortgage market is predicted to experience turbulence in 2023 due to extended periods of high interest rates, stricter qualification criteria and...
Jeremy McCarty: How Valuation Technology Can Help Lenders Capitalize on HELOC Opportunities
PERSON OF THE WEEK: The rapid pace of home price appreciation over the last decade has left most homeowners sitting in an advantageous position...
In a Tighter Market, Lenders Need Real-Time Data Across the Enterprise
BLOG VIEW: For some time now, lenders have recognized the value of real-time data, notably in the origination process through using real-time verification of...
Dean Kelker: Appraisal Modernization is Starting to Gain Momentum
PERSON OF THE WEEK: In its ongoing push to modernize the appraisal process, government-sponsored enterprise (GSE) Fannie Mae recently communicated details to its sellers...
The Success Mantra for Mortgage and Title Tech Companies in This Downturn
BLOG VIEW: As per the Mortgage Bankers Association (MBA)’s latest outlook, with the current market conditions, purchase originations and refinance volume are now expected...
Asking the Right Questions in the Fight Against Fraud
BLOG VIEW: Fraud methods and trends are always evolving. But while the ways that borrowers misrepresent their income, employment and more come and go,...
Lenders Should Plan Now For Returning Buyers
BLOG VIEW: The housing pendulum has had a major workout recently. In 2020 and 2021, housing demand exploded due to the lowest mortgage rates...
Rob Nunziata: The Challenge of Keeping Remote Mortgage Workers Compliant
PERSON OF THE WEEK: Although many workers have returned to the office since the pandemic began in early 2020, the trend of remote work...
Pete Pannes: Mortgage Servicers Looking to Cut Staffing Face Compliance Conundrum
PERSON OF THE WEEK: The Mortgage Bankers Association’s (MBA) most recent Loan Monitoring Survey shows that the total number of loans in forbearance has...
Shannon Johnson: Mortgage Lenders Faced with Crowded Technology Marketplace
PERSON OF THE WEEK: Where is mortgage lending headed in 2023? With most economists forecasting low home sales due to higher rates, low inventory,...
Joe Ludlow: Cost Savings Considerations for Lenders in 2023
PERSON OF THE WEEK: Loan volumes decreased from $4.5 trillion in 2021 to $2.5 trillion in 2022, leaving lenders with too much excess operational...
The ‘Chi’ of Mortgage Lending
BLOG VIEW: What factors really drive the lending market?
As shown in the graphic below, the main ones are the MBS market, the real estate...
Susan Allen: How Lenders Can Capture More HELOC Business
PERSON OF THE WEEK: From home renovations to debt consolidation, savvy consumers know how to use HELOCs to their advantage - which is why,...
Secondary Platform Helps Habitat for Humanity Affiliates
PERSON OF THE WEEK: In a recent interview with MortgageOrb, Mark Tribuna, senior advisor, CRA Note Exchange, explains how the company’s online secondary platform...
Ashley Sellers: Small to Midsize Lenders Need Automation to Remain Agile in this Market
PERSON OF THE WEEK: In this current mortgage market, many small to midsize lenders are struggling to survive. As was the case during the...
Four Ways to Wow a Lender’s Business Referral Partners in the New Year
BLOG VIEW: The lenders who are still in the business today are those most likely to make a run of it in 2023. Those...
Sarah Acosta: How Mortgage Lenders Can Create an Efficient Natural Disaster Response
PERSON OF THE WEEK: The number of natural disasters and the costs associated with their subsequent damages continues to rise due to climate change,...
Four Resources for Fighting Appraisal Bias
BLOG VIEW: It’s a well-known fact: a home is often a person’s largest asset and, therefore, their most significant source of wealth. This is...
Craig Crabtree: Expanding Access to Credit With Telecommunications, Pay TV and Utilities Insights
PERSON OF THE WEEK: A critical first step to establishing wealth for many Americans is the purchase of a home. However, the reality is...
Recapturing Abandoned Mortgage Applications with Intelligent Process Automation
BLOG VIEW: After a red-hot summer, the mortgage industry has significantly cooled. The fall in mortgage volume has had devastating effects for mortgage providers....