It’s Wonderful to Have an Attitude of Gratitude
BLOG VIEW: Finding success in the world is never easy. Each of us must overcome various obstacles and challenges to achieve our goals and...
Going Digital? Know How to Keep Your Borrowers’ Data Safe
BLOG VIEW: It’s been noted that college football fans have stormed the field more times in the 2021 season than in recent memory. Despite...
How to Know if Your New LOS is ‘Innovative’
BLOG VIEW: When lenders go to market in search of new technologies, they take with them a laundry list of requirements that include functionality,...
To Help Gig Workers Become Homeowners, Mortgage Lenders Must Rethink Income Analysis
BLOG VIEW: The share of gig workers - independent contractors, online platform workers, contract workers, on-call workers and temporary workers - has increased significantly...
Improving Mortgage Servicing for Borrowers with Limited English Skills
BLOG VIEW: Mortgage industry regulators mandate that lenders and servicers must treat all mortgage borrowers fairly and provide equal access to services regardless of...
How Mortgage Lenders Can Engage Consumer-Direct Customers at Scale
BLOG VIEW: Today’s borrower expects the mortgage experience to be timely, customized and digital. So much so that 63% of consumers feel an online...
The Importance of Company Culture in 2022
BLOG VIEW: Company culture has always been important – both for employees and employers. It’s possible that it is even more important now in...
How the Mortgage Industry Can Help Marginalized Communities Achieve Homeownership
BLOG VIEW: It is no secret that homeownership is a large part of the American dream, as it is the primary contributor to successful...
Can Crypto Transform the MBS Market?
BLOG VIEW: Can a mortgage-backed security chain (MBSChain) combined with MBS crypto currency (MBSCoin) transform the MBS market for the better?
Absolutely. MBSChain is the...
MERS Annual Report 2021: A Whole New World
BLOG VIEW: Each Spring, many lenders find an email from MERSCORP Holdings Inc. (MERS) regarding the Annual Report, colloquially referred to as the MERS...
Changing Mindsets to Drive Further Digital Transformation in Mortgage
BLOG VIEW: Technology shifts during this lingering pandemic include remote online notary, system-to-system communication, digital signing and the like. This has shown the industry...
Promoting Diversity and Inclusion in Mortgage Lending
BLOG VIEW: Millennials now outnumber baby boomers in the U.S., according to U.S. Census Bureau projections.
Millennials are more educated than baby boomers. In addition,...
Mortgage Lenders Have Witnessed Major Operational Advancements During the Pandemic
BLOG VIEW: As with other sectors within the U.S. economy, the mortgage industry has accelerated its investment in – and adoption of – digital...
When it Comes to Mortgage Fraud, Lenders Must Stay Vigilant
BLOG VIEW: Mortgage fraud is a huge problem for financial institutions. In the second quarter of 2020 alone, it’s estimated that one out of...
Top Six Misconceptions About Machine Learning
BLOG VIEW: Machine learning grew in popularity in the late 2000’s, when Google and others demonstrated the importance of data and how machine learning...
Seven Skills Needed to Move into Operations Leadership
BLOG VIEW: Loan processors, funders, closers, and other mortgage professionals who want to move into leadership often believe the skills that make them successful...
Peculiar Things About Mortgage Compliance That Title Agents Must Know
BLOG VIEW: Mortgage title issues can prove to be a significant cost to a lender and/or servicer irrespective of whether the loan is insured.
Lenders...
How Can Mortgage Lenders Cultivate Top Talent?
BLOG VIEW: The mortgage industry, like other industries, is searching for new ways to attract and retain fresh talent. The challenge is finding qualified...
Eleventh Circuit Decision in Hunstein Places Debt Collection Business Models at Risk
BLOG VIEW: On April 21, 2021, the U.S. Court of Appeals for the Eleventh Circuit issued an opinion in Hunstein vs. Preferred Collection and...
A Different Kind of Spring Homebuying Season
BLOG VIEW: Spring is typically peak season for homebuyers, but last spring was like no other. COVID-19 presented significant challenges for the home buying...