Illuminating the Pathway to Profitability with Business Intelligence
BLOG VIEW: As lenders continue to sell off production and look to reduce expenses, today's market demands a shift from an opportunity-focused environment to...
The Leadership Imperative: Creating Adaptable Teams
BLOG VIEW: In a fast-moving industry, being prepared is never enough. It doesn’t take a large disruptor - in the environment, the company, or...
Five Ways LOs Can Surface More Opportunities with Customers by Using Home Equity
BLOG VIEW: Loan officers are always looking for more opportunities to advance their customers’ financial goals, and leveraging home equity is often a useful...
It’s Easier Now to Get a Tax Transcript – Or Is It?
“…Nothing is certain except death and taxes” - Benjamin Franklin
BLOG VIEW: The IRS recently announced it was overhauling the Income Verification Express Service (IVES)...
Is the Mortgage Industry Ready to Embrace AI in 2024?
BLOG VIEW: Considering the cyclical nature of the mortgage industry and the resilience it exhibits during its ups and downs, it is safe to...
How Mortgage Lenders Can Prepare for 2024: Emerging Trends, Technologies and Threats
BLOG VIEW: 2023 has been quite a wake-up call for the mortgage industry. Market forces such as low inventory and sustained high home prices,...
Five Best Practices to Guide the Migration to Digital Lending
BLOG VIEW: Digital lending is looming large over the industry, and lenders are at various stages of incorporating digital processes with many not knowing...
The ‘Five to Thrive’ Strategy for Success in a Challenging Mortgage Market
BLOG VIEW: The housing market currently faces unprecedented challenges and a constant sense of uncertainty. Originations are at or near the lowest point in...
Mortgage Servicers Must Navigate Many ‘Danger Zones’ in This Current Regulatory Environment
BLOG VIEW: Mortgage servicers are under ever increasing regulatory scrutiny. Regulatory bodies, including the Consumer Financial Protection Bureau (CFPB), are now more focused on...
Three Reasons Why Mortgage Lenders Should Embrace AI for Document Processing
BLOG VIEW: The mortgage lending industry has come a long way from the days of simple automation to create document sets for borrower closings....
Driving Digital Innovation and Tech-Enabled Transformation
BLOG VIEW: The mortgage industry is at a tipping point in terms of technology adoption. Most lenders acknowledge the importance of adopting new technologies,...
Defaults Ahead: Are Lenders and Servicers Prepared?
BLOG VIEW: There is a notable shift afoot in default servicing. Defaults are ahead, and there is an impending need for mortgage lenders to...
Capitalizing on Home Equity Trends Amid an Economic Downturn
BLOG VIEW: As the mortgage market contracts in the face of inflation and high interest rates, lenders are increasingly competing for a smaller number...
Strategies LOs Can Use to Boost Sales in This Difficult Mortgage Market
BLOG VIEW: Having started in the industry as an LO and then an AE, I know full well that trudging through difficult mortgage markets...
Top Challenges Facing Residential Real Estate Appraisers Today
BLOG VIEW: The process of property appraisal is an integral element of the real estate industry. The goal of the appraisal is to determine...
When Can a Servicer Take Possession of a Property in Oregon?
BLOG VIEW: On July 15, 2022, the U.S. Court of Appeals for the Ninth Circuit issued an unpublished opinion in the case Santoro v....
Ashley Wood: Alternative Credit Data Could Help More Seniors Gain Access to Mortgages
BLOG VIEW: The mortgage industry has made progress in recent years to expand access to credit for more U.S. consumers as advancements in technology,...
AI’s Superpower: Freeing the Human User
BLOG VIEW: Artificial intelligence, or at least the idea of it, has been around for a very long time. Some reports put the first...
How Mortgage Brokers Can Leverage Digital to Effectively Engage Borrowers
BLOG VIEW: The mortgage market is predicted to experience turbulence in 2023 due to extended periods of high interest rates, stricter qualification criteria and...
In a Tighter Market, Lenders Need Real-Time Data Across the Enterprise
BLOG VIEW: For some time now, lenders have recognized the value of real-time data, notably in the origination process through using real-time verification of...