Sunday, October 1, 2023
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Mortgage Servicers Must Navigate Many ‘Danger Zones’ in This Current Regulatory Environment

BLOG VIEW: Mortgage servicers are under ever increasing regulatory scrutiny. Regulatory bodies, including the Consumer Financial Protection Bureau (CFPB), are now more focused on...

Three Reasons Why Mortgage Lenders Should Embrace AI for Document Processing

BLOG VIEW: The mortgage lending industry has come a long way from the days of simple automation to create document sets for borrower closings....

Driving Digital Innovation and Tech-Enabled Transformation

BLOG VIEW: The mortgage industry is at a tipping point in terms of technology adoption. Most lenders acknowledge the importance of adopting new technologies,...

Defaults Ahead: Are Lenders and Servicers Prepared? 

BLOG VIEW: There is a notable shift afoot in default servicing. Defaults are ahead, and there is an impending need for mortgage lenders to...

Capitalizing on Home Equity Trends Amid an Economic Downturn

BLOG VIEW: As the mortgage market contracts in the face of inflation and high interest rates, lenders are increasingly competing for a smaller number...

Strategies LOs Can Use to Boost Sales in This Difficult Mortgage Market

BLOG VIEW: Having started in the industry as an LO and then an AE, I know full well that trudging through difficult mortgage markets...

Top Challenges Facing Residential Real Estate Appraisers Today

BLOG VIEW: The process of property appraisal is an integral element of the real estate industry. The goal of the appraisal is to determine...

When Can a Servicer Take Possession of a Property in Oregon?

BLOG VIEW: On July 15, 2022, the U.S. Court of Appeals for the Ninth Circuit issued an unpublished opinion in the case Santoro v....

Ashley Wood: Alternative Credit Data Could Help More Seniors Gain Access to Mortgages

BLOG VIEW: The mortgage industry has made progress in recent years to expand access to credit for more U.S. consumers as advancements in technology,...

AI’s Superpower: Freeing the Human User

BLOG VIEW: Artificial intelligence, or at least the idea of it, has been around for a very long time. Some reports put the first...

How Mortgage Brokers Can Leverage Digital to Effectively Engage Borrowers 

BLOG VIEW: The mortgage market is predicted to experience turbulence in 2023 due to extended periods of high interest rates, stricter qualification criteria and...

In a Tighter Market, Lenders Need Real-Time Data Across the Enterprise

BLOG VIEW: For some time now, lenders have recognized the value of real-time data, notably in the origination process through using real-time verification of...

The Success Mantra for Mortgage and Title Tech Companies in This Downturn

BLOG VIEW: As per the Mortgage Bankers Association (MBA)’s latest outlook, with the current market conditions, purchase originations and refinance volume are now expected...

Asking the Right Questions in the Fight Against Fraud

BLOG VIEW: Fraud methods and trends are always evolving. But while the ways that borrowers misrepresent their income, employment and more come and go,...

Lenders Should Plan Now For Returning Buyers

BLOG VIEW: The housing pendulum has had a major workout recently. In 2020 and 2021, housing demand exploded due to the lowest mortgage rates...

The ‘Chi’ of Mortgage Lending

BLOG VIEW: What factors really drive the lending market? As shown in the graphic below, the main ones are the MBS market, the real estate...

Four Ways to Wow a Lender’s Business Referral Partners in the New Year

BLOG VIEW: The lenders who are still in the business today are those most likely to make a run of it in 2023. Those...

Four Resources for Fighting Appraisal Bias 

BLOG VIEW: It’s a well-known fact: a home is often a person’s largest asset and, therefore, their most significant source of wealth. This is...

Recapturing Abandoned Mortgage Applications with Intelligent Process Automation

BLOG VIEW: After a red-hot summer, the mortgage industry has significantly cooled. The fall in mortgage volume has had devastating effects for mortgage providers....

The Many Benefits of CRM for Commercial Mortgage Brokers

BLOG VIEW: Nowadays, mortgage brokers, funders and lenders can find tools that help with virtually every need. Whether the priority is generating commercial real...