The Many Benefits of CRM for Commercial Mortgage Brokers
BLOG VIEW: Nowadays, mortgage brokers, funders and lenders can find tools that help with virtually every need. Whether the priority is generating commercial real...
How Do Surety Bonds Work for Mortgage Brokers?
BLOG VIEW: A mortgage broker is an intermediary between a business and lenders during the purchase of a commercial or residential property. Like other...
Mortgage Lenders Should Avoid the ‘Trap’ of Old Technology
BLOG VIEW: As we continue to work through the fall conference season, we’re seeing plenty of messages from people telling us they have something...
Why Use a Certified Appellate Specialist: Horses of a Different Color
BLOG VIEW: The old adage cautions against changing horses in mid-stream. So why should a litigant consider hiring a new attorney to handle the...
The Role of Enhanced Branch Reporting in a Purchase Market
BLOG VIEW: In further attempts to reduce inflation, the Fed is expected to enlist another 0.75-point interest rate hike later this month, pushing lenders...
Empowering Buyers to Succeed in Today’s Market
BLOG VIEW: Homebuyers have been dealing with a difficult market for some time. Until recently, the mortgage industry has been satisfied to leave the...
Why Would a Branch Move in Today’s Challenging Market?
BLOG VIEW: Rising mortgage interest rates and rapidly rising home prices have created two massive hurdles for mortgage industry players to overcome in the...
Education is the Key to Removing Barriers For Underserved Borrowers
BLOG VIEW: More companies are directing time and resources to create equity in housing and homeownership. As part of that effort, one must understand...
What is a Qualified Written Request to a Servicer? Two Court Opinions Could Change...
BLOG VIEW: Under RESPA, servicers are required to respond to qualified written requests (QWRs) from borrowers. Regulation X divides these requests into two categories:...
Mortgage Lending Creativity Is Increasing Risk
BLOG VIEW: The mortgage market is shifting. The fact that pundits have been warning that lenders would see significant changes in their businesses in...
How Does Profit Margin Compression Affect the Mortgage Industry?
BLOG VIEW: Profit margin compression is currently one of the most significant factors impacting profitability and business efficiency for mortgage lenders.
Lender profit margin expectations...
How Lenders Can Help More Borrowers Achieve Homeownership
BLOG VIEW: With rising rates and home prices consistently going up, homeownership may seem like a far stretch for some. In fact, in 2021,...
A Simpler Approach to Determining Home Condition
BLOG VIEW: Most are familiar with the appraisal standards used to identify the condition of homes during the appraisals process. Fannie Mae, Freddie Mac,...
VA Loans: An Untapped Market Opportunity in 2022?
BLOG VIEW: As the mortgage industry continues its shift from a refinance market to a purchase market, lenders are challenged to better identify qualified...
How Mortgage Lenders Should Evaluate Fintech Solutions
BLOG VIEW: As the mortgage industry continues to face the challenge of increasing origination costs - not to mention margin compression and rising interest...
Increasing Black Homeownership Rates with Alternative Forms of Credit
BLOG VIEW: Homeownership continues to be one of the primary wealth builders in our country. Yet, strong barriers to homeownership for minority consumers and...
Tech Considerations for a Hybrid Workforce
BLOG VIEW: Two years ago, mortgage businesses, or any business for that matter, did not foresee or have any reason to prepare for a...
Lenders: It’s Time to Go Fully Digital
BLOG VIEW: The mortgage industry has been primed for a digital revolution for several years, yet most lenders haven’t taken advantage of the opportunities...
The Importance of Vendor Score-Carding and Reporting for Mortgage Lenders and Title Companies
BLOG VIEW: Vendors play an integral role in any mortgage transaction. It is common for mortgage lenders as well as title agents to work...
Automated Income and Employment Verification Can Accelerate the Path to Closing
BLOG VIEW: As the housing market moves toward one characterized by rising home prices, increasing interest rates and decreased consumer demand, lenders may feel...