How Mortgage Brokers Can Leverage Digital to Effectively Engage Borrowers
BLOG VIEW: The mortgage market is predicted to experience turbulence in 2023 due to extended periods of high interest rates, stricter qualification criteria and...
In a Tighter Market, Lenders Need Real-Time Data Across the Enterprise
BLOG VIEW: For some time now, lenders have recognized the value of real-time data, notably in the origination process through using real-time verification of...
The Success Mantra for Mortgage and Title Tech Companies in This Downturn
BLOG VIEW: As per the Mortgage Bankers Association (MBA)’s latest outlook, with the current market conditions, purchase originations and refinance volume are now expected...
Asking the Right Questions in the Fight Against Fraud
BLOG VIEW: Fraud methods and trends are always evolving. But while the ways that borrowers misrepresent their income, employment and more come and go,...
Lenders Should Plan Now For Returning Buyers
BLOG VIEW: The housing pendulum has had a major workout recently. In 2020 and 2021, housing demand exploded due to the lowest mortgage rates...
The ‘Chi’ of Mortgage Lending
BLOG VIEW: What factors really drive the lending market?
As shown in the graphic below, the main ones are the MBS market, the real estate...
Four Ways to Wow a Lender’s Business Referral Partners in the New Year
BLOG VIEW: The lenders who are still in the business today are those most likely to make a run of it in 2023. Those...
Four Resources for Fighting Appraisal Bias
BLOG VIEW: It’s a well-known fact: a home is often a person’s largest asset and, therefore, their most significant source of wealth. This is...
Recapturing Abandoned Mortgage Applications with Intelligent Process Automation
BLOG VIEW: After a red-hot summer, the mortgage industry has significantly cooled. The fall in mortgage volume has had devastating effects for mortgage providers....
The Many Benefits of CRM for Commercial Mortgage Brokers
BLOG VIEW: Nowadays, mortgage brokers, funders and lenders can find tools that help with virtually every need. Whether the priority is generating commercial real...
How Do Surety Bonds Work for Mortgage Brokers?
BLOG VIEW: A mortgage broker is an intermediary between a business and lenders during the purchase of a commercial or residential property. Like other...
Mortgage Lenders Should Avoid the ‘Trap’ of Old Technology
BLOG VIEW: As we continue to work through the fall conference season, we’re seeing plenty of messages from people telling us they have something...
Why Use a Certified Appellate Specialist: Horses of a Different Color
BLOG VIEW: The old adage cautions against changing horses in mid-stream. So why should a litigant consider hiring a new attorney to handle the...
The Role of Enhanced Branch Reporting in a Purchase Market
BLOG VIEW: In further attempts to reduce inflation, the Fed is expected to enlist another 0.75-point interest rate hike later this month, pushing lenders...
Empowering Buyers to Succeed in Today’s Market
BLOG VIEW: Homebuyers have been dealing with a difficult market for some time. Until recently, the mortgage industry has been satisfied to leave the...
Why Would a Branch Move in Today’s Challenging Market?
BLOG VIEW: Rising mortgage interest rates and rapidly rising home prices have created two massive hurdles for mortgage industry players to overcome in the...
Education is the Key to Removing Barriers For Underserved Borrowers
BLOG VIEW: More companies are directing time and resources to create equity in housing and homeownership. As part of that effort, one must understand...
What is a Qualified Written Request to a Servicer? Two Court Opinions Could Change...
BLOG VIEW: Under RESPA, servicers are required to respond to qualified written requests (QWRs) from borrowers. Regulation X divides these requests into two categories:...
Mortgage Lending Creativity Is Increasing Risk
BLOG VIEW: The mortgage market is shifting. The fact that pundits have been warning that lenders would see significant changes in their businesses in...
How Does Profit Margin Compression Affect the Mortgage Industry?
BLOG VIEW: Profit margin compression is currently one of the most significant factors impacting profitability and business efficiency for mortgage lenders.
Lender profit margin expectations...