MERS Annual Report 2021: A Whole New World
BLOG VIEW: Each Spring, many lenders find an email from MERSCORP Holdings Inc. (MERS) regarding the Annual Report, colloquially referred to as the MERS...
Changing Mindsets to Drive Further Digital Transformation in Mortgage
BLOG VIEW: Technology shifts during this lingering pandemic include remote online notary, system-to-system communication, digital signing and the like. This has shown the industry...
Promoting Diversity and Inclusion in Mortgage Lending
BLOG VIEW: Millennials now outnumber baby boomers in the U.S., according to U.S. Census Bureau projections.
Millennials are more educated than baby boomers. In addition,...
Mortgage Lenders Have Witnessed Major Operational Advancements During the Pandemic
BLOG VIEW: As with other sectors within the U.S. economy, the mortgage industry has accelerated its investment in – and adoption of – digital...
When it Comes to Mortgage Fraud, Lenders Must Stay Vigilant
BLOG VIEW: Mortgage fraud is a huge problem for financial institutions. In the second quarter of 2020 alone, it’s estimated that one out of...
Top Six Misconceptions About Machine Learning
BLOG VIEW: Machine learning grew in popularity in the late 2000’s, when Google and others demonstrated the importance of data and how machine learning...
Seven Skills Needed to Move into Operations Leadership
BLOG VIEW: Loan processors, funders, closers, and other mortgage professionals who want to move into leadership often believe the skills that make them successful...
Peculiar Things About Mortgage Compliance That Title Agents Must Know
BLOG VIEW: Mortgage title issues can prove to be a significant cost to a lender and/or servicer irrespective of whether the loan is insured.
Lenders...
How Can Mortgage Lenders Cultivate Top Talent?
BLOG VIEW: The mortgage industry, like other industries, is searching for new ways to attract and retain fresh talent. The challenge is finding qualified...
Eleventh Circuit Decision in Hunstein Places Debt Collection Business Models at Risk
BLOG VIEW: On April 21, 2021, the U.S. Court of Appeals for the Eleventh Circuit issued an opinion in Hunstein vs. Preferred Collection and...
A Different Kind of Spring Homebuying Season
BLOG VIEW: Spring is typically peak season for homebuyers, but last spring was like no other. COVID-19 presented significant challenges for the home buying...
What Does Your Recruiting Marketing Say About Your Company
BLOG VIEW: Mortgage companies spend millions of dollars every year selling their services to consumers via modern digital marketing. And the industry is using...
The Real Reason the Mortgage Industry Needs AI
BLOG VIEW: As a society, we are quick to fall in love with the latest buzzwords. Once we find one, we tend to use...
Restrictions on Hawai’i Low Income Housing Units a Potential Burden For Mortgage Lenders
BLOG VIEW: Similarly to other states and territories of the United States, Hawai’i has experienced difficulties with providing affordable housing units for sale to...
Myth Busters: The Capital Markets and Mandatory Execution Episode
BLOG VIEW: There are some names or phrases that when uttered strike fear into the hearts of many due to the misconceptions surrounding them....
How to Gain Efficiencies in Title Production in These Challenging Times
BLOG VIEW: For years now, residential mortgage borrowers have been assured on the title front, as it has been managed superlatively by expert title...
Enhance Retention, Minimize Fallout with Differentiated Loan-Level Competitive Intelligence
BLOG VIEW: With the increasing competitiveness from both established players in mortgage lending as well as newcomers threatening to disrupt the industry, lenders are...
What’s the Recipe For Longevity in the Mortgage Industry?
BLOG VIEW: In a crowded industry where every organization claims to have the best service, technology, products and offerings, it takes longevity to truly...
Seizing the Digital Promises of Proptech
BLOG VIEW: The New Year is upon us. It has been the north star on the horizon for long enough that companies may have...
What Does ‘Innovation’ Mean to the Mortgage Industry?
BLOG VIEW: Innovation is a powerful word. In the mortgage industry, if vendors don’t espouse it, they often can’t get past the initial RFP.
Aside...