Supreme Impact: Carlisle’s Effect On FDCPA Rulings
REQUIRED READING: At a time when the default servicing industry has perhaps had to evolve faster and more efficiently than ever before, mortgage...
When Worlds Collide: Investors Question Servicer Intent
REQUIRED READING: It is no secret that investors, extremely disappointed with the performance of private-label mortgage-backed securities, have been aggressively pursuing remuneration from...
Happy Days Are Not Quite Here Again
REQUIRED READING: Our overall economy is growing at a steadily increasing pace, and inflation is low and stable - although, as always, visible...
National Standards Appear On The Horizon
REQUIRED READING: The calls for servicing standards are intensifying, but finding consensus on how to establish such a code nationwide, let alone on...
Fraud Lurks Behind Resale Transactions
REQUIRED READING: With any surge in volume - no matter what type of transaction - comes an increased risk of fraud. There will...
Efficient Liquidations Begin With Broker Selection
REQUIRED READING: Searching for and selecting qualified agents to manage nonperforming real estate assets in specific markets is critical to the overall success...
Preparing A Game Plan To Fight Repurchase Claims
REQUIRED READING: It has been a turbulent two years in the mortgage markets. Fresh off the heels of one of the most severe...
Will Vendor Relations Be Impacted By Changes In The Industry?
REQUIRED READING: Based on what transpired in the last few years, the single most important area that will influence vendor services this year...
MBA Gives State Of Real Estate Finance Address
REQUIRED READING: The projected dollar volume for one- to four-family mortgage originations this year will fall to $966 billion from about $1.5 trillion...
The Right (And Wrong) Way To Use Appraisal Technology
REQUIRED READING: These days, there is a big push across the industry for greater transparency. All parties, from originators to investors to regulators,...
The Overlap Of Foreclosure Deficiencies And Title Insurance
REQUIRED READING: The presence of a foreclosure in the chain of title does not alter the title industry's duty to provide title assurance...
A Rule Refresher For MERS Members
REQUIRED READING: The first full month of winter is now upon us, and snow blankets the landscape in much of the country, providing...
Due-Diligence Requirements Change With The Times
REQUIRED READING: For the past two years, the question on everyone's mind has been, what will it take to restart the non-agency securitization...
Show Of Force: The Ins And Outs Of Lender-Placed Insurance
REQUIRED READING: With the bursting of the U.S. housing market bubble, a number of formerly little-considered terms in a typical mortgage have gained...
Proper Document Diligence Will Stem Compliance Losses
REQUIRED READING: The soaring number of residential foreclosures, personal bankruptcies and mortgage modifications taking place today is exposing the failure of...
Attack Of The Attorneys General
REQUIRED READING: Fifty state attorneys general (AGs) have formed a multistate group, and their investigation into mortgage servicing is well under way, attracting...
Rough Seas Ahead: Little Relief Projected For Servicing In 2011
REQUIRED READING: Robo-scandals, government intervention and intensified investor pushback are just a few of the ingredients that combined to rock the servicing industry...
USDA Rural Housing Service: A Quiet Success Story
REQUIRED READING: Within the federal government's array of housing finance programs and products, the Rural Housing Service (RHS), operated by the U.S. Department...
The RMBS Market Remains In Suspended Animation
REQUIRED READING: The 17th century English playwright William Congreves observed, 'Uncertainty and expectation are the joys of life.' However, there are many people...
Does Equity-Restoring Loss Mit Stand A Chance?
REQUIRED READING: New home-retention products put forth by both the vendor community and the federal government aim to cure what is perhaps the...