REQUIRED READING: Sustaining Profitable Loan Volume Through Automated Guideline Management
Mortgage origination and resale on the secondary market is a process that follows a set route, much like driving from one place to...
REQUIRED READING: On Guard: Prepare Yourself For A Courtroom Deposition
Are you prepared for your deposition? As you are your company's designated corporate representative, your deposition will affect your company's losses related to...
REQUIRED READING: Strategies For Establishing A Powerful Small-Balance Program
With the continuing unpredictability in the mortgage industry, the time has never been better for brokers to take a smaller approach to bigger...
REQUIRED READING: FAS 157 Begins To Take Root
On Sept. 18, 2006, the Financial Accounting Standards Board issued its Statement of Financial Accounting Standards No. 157, Fair Value Measurements. More commonly...
REQUIRED READING: Limited Receiverships Can Sustain Project Construction Momentum
Not so long ago, the market for both new condos and condo conversions was sizzling. Fueled by a booming real estate market, investors...
REQUIRED READING: Prevent Construction Lending Mishaps Through Careful Review
Recently, the dramatic market changes have prompted many lenders to start evaluating their construction lending programs. Before this change, for the past several...
REQUIRED READING: Is The Time Right To Hedge Jumbo Loans?
You may have recently asked yourself: 'When will it be time to start hedging jumbo loans again?' You know that the margins are...
REQUIRED READING: Defeasance Evolves Into Creative Capital Markets Business
In the fast-moving commercial real estate market, with its constant demand for new products and innovative ideas, the creation of the defeasance market...
REQUIRED READING: Adjust Accordingly To The Risk Profiles Of Collateral And Portfolios
Lender-placed hazard insurance protects an investor's or servicer's interest in mortgaged properties when the borrower has not maintained the mortgage agreement's required hazard...
REQUIRED READING: Debunking Multifamily Myths And Confirming The Facts
With all the uncertainty surrounding the multifamily domain throughout 2008, consistent predictions among experts have become understandably difficult to find, and many expectations...
REQUIRED READING: Taking A Proactive Approach To The Gay & Lesbian Market
When it comes to slicing and dicing demographics to determine emerging markets, it is often easy to overlook the gay and lesbian community....
REQUIRED READING: How To Obtain Distressed-Property Valuations
As REO volumes continue to drastically increase, servicers' needs for distressed-property valuations that are accurate and can be rapidly obtained at a reasonable...
REQUIRED READING: Wide Implementation Will Bring Wholesale Benefits Of E-Signatures
Despite the ongoing buzz surrounding e-signature technology in the mortgage industry, this technology's impact on the performance of financial institutions will not be...
REQUIRED READING: Seniors Housing Industry Awaits Wave Of Baby-Boomer Residents
It seems every market study and appraisal produced in the healthcare industry today contains the language, 'due to the aging of the Baby-Boom...
REQUIRED READING: Issuing A Caveat Emptor Alert On Product And Pricing Engines
Remember the old children's fable about the little Dutch boy? The little Dutch boy thought he had the perfect solution to stopping the...
REQUIRED READING: Organizations Must Prepare For Meaningful FACTA Challenges
This year, in a climate of intense government scrutiny, pervasive media vilification and growing public perception of the mortgage industry as predatory, servicers...
REQUIRED READING: Asset Values And Burst Bubbles: The Central Regulators’ Role
There is an interesting development in the wake of the subprime mortgage crisis: Central banks, the regulators of monetary policy in their respective...
REQUIRED READING: Do Credit Characteristics Help To Identify Fraud?
It comes as no surprise that mortgage finance transactions are conducted very differently today than they were in the last few years. One...
REQUIRED READING: How The Mortgage Crisis Is Playing Out In The Courts
The ongoing turmoil being felt within the mortgage industry has had far-reaching effects upon both the local and national economies. With foreclosure rates...
REQUIRED READING: Salvaging Your Sale After Bankruptcy
Mortgage companies and those who perform foreclosures for them are all too familiar with debtors filing for bankruptcy protection just before the sale...