Nationwide Mortgage Bankers Taps Traci Harding as EVP of Credit Risk and Product Development

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Traci Harding recently joined Nationwide Mortgage Bankers Inc. (NMB) as executive vice president of credit risk and product development.

Harding has more than 25 years of mortgage industry experience. She previously served as senior vice president, director of credit risk and loan quality at Movement Mortgage, where she led credit policy alignment, investor relations and quality assurance initiatives.

Her earlier tenure at Wells Fargo Home Mortgage and other nationally recognized institutions allowed her to build a comprehensive understanding of loan production, delivery and compliance across market cycles, including navigating the mortgage crisis with resilience and leadership.

Harding will be based at NMB’s new Southeast operations center in Charlotte, where the company has grown to 40 processors, underwriters and loan officers since moving into the space this past summer.

NMB is in the process of establishing additional offices along the Interstate 485 corridor, part of a larger expansion that has seen the company open 12 new locations across the country so far this year.

“I am beyond excited to join the NMB Family,” Harding says in a release. “Not only do the company’s core values align with how I function at my own core, but I’m also inspired by our lending purpose — helping families continue their pursuit of homeownership. This is clearly a company of people who truly care, not just about business results, but about each other. People genuinely matter here.”

“Traci represents exactly the kind of leadership that defines NMB. She’s experienced, forward-thinking and deeply people-centered,” adds Richard Steinberg, founder and chairman of Nationwide Mortgage Bankers. “Her deep expertise in credit risk and product development, paired with her commitment to people and performance, strengthens our foundation as we continue to grow responsibly and deliver on our mission of Mortgage Clarity.”

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