SharperLending LLC says its 4506-T tax return verification system has been authorized by Fannie Mae as a Desktop Underwriter validation service provider for the Day 1 Certainty program.
With SharperLending, mortgage lenders that order a 4506-T tax return verification can take advantage of the freedom from representations and warranties that Fannie Mae offers with Day 1 Certainty. Technology resellers that private-label the SharperLending 4506-T tax return verification system can also extend this benefit to their mortgage lender clients.
To be a DU validation service provider and fully integrated into DU as part of the Day 1 Certainty program, Fannie Mae performs extensive due diligence on their authorized and approved DU validation service providers. SharperLending has successfully completed their detailed review.
SharperLending has solely owned and offered a direct consumer credit data connection to the Fannie Mae Desktop Originator/DU to its credit reporting agency resellers for over a decade. SharperLending was also one of the first to have its Appraisal Firewall real estate appraisal technology submit completed appraisals electronically to the Uniform Collateral Data Portal and Fannie Mae’s Collateral Underwriter automated risk assessment technology.