Xactus Taps James Owens as Chief Technology Officer


James Owens has joined Xactus, a provider of borrower verification solutions to the mortgage industry, as chief technology officer.

A seasoned IT professional with almost 30 years of executive-level experience in the financial services and software development industries, Owens brings an abundance of expertise in technological development and leadership to his position. Prior to joining Xactus, he served as chief architect/head of technology strategy and previously chief technology officer at OneMain Financial. In this role, he was responsible for aligning technology initiatives to the long-term business strategy, overseeing enterprise architecture and leading the engineering team that launched a de novo credit card business.

Before OneMain, Owens held several senior executive consulting, sales and product roles at Black Knight Financial Services, and the first 10 years of his career included engineering, technology leadership and transformation consulting positions. He is a certified mortgage technologist (CMT) from the Mortgage Bankers Association. 

In his new role, Owens will set and oversee Xactus’ technology strategy, including all technical aspects of new product development and implementation across its platforms, and direct other corporate technical initiatives including IT and data security.

“James is a passionate technologist with a visionary mindset and strong track record of building high-performance teams and developing innovative technologies,” says Perry Steiner, chairman and CEO of Xactus, in a release. “He will help propel our company into the next phase of growth and enable Xactus to usher in an era of ground-breaking transformation for the mortgage industry. Our mission is to advance the modern mortgage and James is critical to accomplishing that.”

Shelley Leonard, president of Xactus, adds, “I had the pleasure of working with James earlier in my career. He’s a dynamic leader who brings a wealth of technology expertise to our company. Hiring a CTO of his caliber demonstrates our commitment to bring about the transformative innovation the mortgage space needs to help lenders close more loans more quickly.”

Xactus is comprised of the merged family of companies that includes Credit Plus, Universal Credit Services, CIS Credit Solutions, Avantus, DataFacts Lending Solutions, and SharperLending.

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