Michele Bodda: Technology Key to Ensuring Consumers Have Fair Access to Credit
PERSON OF THE WEEK: The mortgage industry is undergoing a technological revolution - and as part of that, mortgage lenders, the GSEs, and the...
Jeremy McCarty: How Valuation Technology Can Help Lenders Capitalize on HELOC Opportunities
PERSON OF THE WEEK: The rapid pace of home price appreciation over the last decade has left most homeowners sitting in an advantageous position...
Dean Kelker: Appraisal Modernization is Starting to Gain Momentum
PERSON OF THE WEEK: In its ongoing push to modernize the appraisal process, government-sponsored enterprise (GSE) Fannie Mae recently communicated details to its sellers...
Rob Nunziata: The Challenge of Keeping Remote Mortgage Workers Compliant
PERSON OF THE WEEK: Although many workers have returned to the office since the pandemic began in early 2020, the trend of remote work...
Pete Pannes: Mortgage Servicers Looking to Cut Staffing Face Compliance Conundrum
PERSON OF THE WEEK: The Mortgage Bankers Association’s (MBA) most recent Loan Monitoring Survey shows that the total number of loans in forbearance has...
Shannon Johnson: Mortgage Lenders Faced with Crowded Technology Marketplace
PERSON OF THE WEEK: Where is mortgage lending headed in 2023? With most economists forecasting low home sales due to higher rates, low inventory,...
Joe Ludlow: Cost Savings Considerations for Lenders in 2023
PERSON OF THE WEEK: Loan volumes decreased from $4.5 trillion in 2021 to $2.5 trillion in 2022, leaving lenders with too much excess operational...
Susan Allen: How Lenders Can Capture More HELOC Business
PERSON OF THE WEEK: From home renovations to debt consolidation, savvy consumers know how to use HELOCs to their advantage - which is why,...
Secondary Platform Helps Habitat for Humanity Affiliates
PERSON OF THE WEEK: In a recent interview with MortgageOrb, Mark Tribuna, senior advisor, CRA Note Exchange, explains how the company’s online secondary platform...
Ashley Sellers: Small to Midsize Lenders Need Automation to Remain Agile in this Market
PERSON OF THE WEEK: In this current mortgage market, many small to midsize lenders are struggling to survive. As was the case during the...
Sarah Acosta: How Mortgage Lenders Can Create an Efficient Natural Disaster Response
PERSON OF THE WEEK: The number of natural disasters and the costs associated with their subsequent damages continues to rise due to climate change,...
Craig Crabtree: Expanding Access to Credit With Telecommunications, Pay TV and Utilities Insights
PERSON OF THE WEEK: A critical first step to establishing wealth for many Americans is the purchase of a home. However, the reality is...
Rob Strickland: Automated Income Verification Saves Lenders Time, Money, Aggravation
PERSON OF THE WEEK: As rates rise and home sales stagnate, mortgage lenders will be looking for ways to reduce operating costs and improve...
Joe Camerieri: Key Takeaways From the Fall Mortgage Conferences
PERSON OF THE WEEK: As the fall conference season wraps up and the mortgage industry moves into the holiday season, event attendees will no...
Vinny Souza: Data-Driven Versus Model-Driven Decision-Making
PERSON OF THE WEEK: It’s safe to say that nearly every business today is using data to help make decisions.
In this digital age, organizations...
Sheila Klostermann: How Economic Cycles Change the Mortgage Fraud Landscape
PERSON OF THE WEEK: Although it’s nowhere near as prevalent as it once was, mortgage fraud continues to persist in a small fraction of...
Souren Sarkar: Smart Data Fabrics Could Propel the Mortgage Industry to the Next Level
PERSON OF THE WEEK: Data is the life blood of today’s mortgage process. Without data, the origination and servicing of mortgage loans would be...
Stew Scott: Technology Helps Lenders Maintain Loan Quality During Volume Spikes
PERSON OF THE WEEK: It is well established that technology and automation can help mortgage lenders process loans faster and reduce operating costs -...
Jarod Jones: How Technology Can Empower Mortgage Lenders in a Recessionary Market
PERSON OF THE WEEK: In order for mortgage lenders to thrive in this current recessionary environment, they must be willing to broaden their product...
Mike Whiting: For Reverse Mortgages, Timely and Accurate Payment of Property Taxes is Critical
PERSON OF THE WEEK: Reverse mortgages are forecast to increase in the coming years which means mortgage servicers and subservicers that handle these products...