Friday, January 10, 2025

Origination

Pending Home Sales Increased Last Month but Storms, Rising Rates Will Reverse the Trend

Pending home sales increased 2% on an annual basis during the four weeks ended October 6, the biggest increase in three years, according to...

FHFA Adds Manufactured Home Price Index to its HPI Report

The Federal Housing Finance Agency (FHFA) has launched a new index measuring price trends for manufactured homes using national datasets. The new index provides quarterly...

Colorado Lender Financial Dwellings Offering Calque’s Trade-In Mortgage

Financial Dwellings, a mortgage firm serving Colorado, has partnered with Calque to provide “buy-before-you-sell” loan programs including the Trade-In Mortgage and Contingency Buster.  This strategic...

Floify Launches Income and Employment Verification Service Powered by Argyle

Mortgage automation software provider Floify has launched Floify Verify, a native verification of income and employment service. Powered by Argyle, Floify Verify streamlines the mortgage...

Freddie Mac: Average Rate for a 30-Year Jumped 20 Basis Points This Week

Mortgage rates jumped this week, as the average rate for a 30-year fixed-rate mortgage rose to 6.32%, up from 6.12% last week, according to...

Informative Research Integrates With AccountChek

Informative Research, which offers data-driven credit and verification solutions to the lending community, has added AccountChek to the list of integrated verification providers available...

Waterstone Mortgage Promotes Jim Harper to CFO

Jim Harper has been promoted to chief financial officer at national mortgage lender Waterstone Mortgage. Harper joined Waterstone Mortgage as vice president, accounting and finance...

Mortgage Applications Fell Last Week as Rates Continued to Rise

Mortgage application volume fell 5.1% last week as rates went back on the rise, according to the Mortgage Bankers Association’s (MBA) Weekly Applications Survey. For...

Which NFL Divisions Have the Highest Priced Housing Markets?

Just for kicks, First American recently conducted an analysis of which National Football League divisions represent the most expensive housing markets. The firm’s analysis shows...

Average Monthly Housing Payment Has Spiked 20 Percent Since 2020

The average monthly housing payment hit an all-time high in August, due mainly to rising insurance costs, which have been increasing at three times...

LoanDepot Closes $300M Mortgage Notes Transaction

loanDepot recently closed a $300 million transaction through an offering of notes by Mello Warehouse Securitization Trust 2024-1, marking the lender’s tenth successful transaction...

Consumer Confidence in Housing Market Reaches Highest Level in Two Years

Consumer confidence in the housing market increased in September, as per Fannie Mae’s Home Purchase Sentiment Index (HPSI), which rose to a score of...

MBA and 13 Industry Stakeholders Form Group to Address Racial Homeownership Gap

The Mortgage Bankers Association (MBA) and 13 mortgage industry stakeholders have formed the Convergence Collaborative, a coordinated effort to identify and develop solutions to...

Mortgage Bankers Association Promotes Wendy Penn to VP of Affordable Housing Initiatives 

Wendy Penn has been promoted to vice president for affordable housing initiatives at the Mortgage Bankers Association (MBA). Penn joined the MBA in 2021 as...

Lack of Inventory Will Continue to Boost Home Price Appreciation

U.S. home prices are forecast to rise 3.1% over the next 12 months, according to valuations firm Veros. That’s down from the firm's Q2 forecast...

MBA Promotes Amber Lawrence to VP of DEI

Amber Lawrence has been promoted to vice president of diversity, equity, and inclusion (DEI) at the Mortgage Bankers Association (MBA). Lawrence was most recently association...

Strong September Jobs Report Shows Resilient U.S. Economy

The U.S. economy added 254,000 jobs in September - far better than was forecast - and the unemployment rate remained flat at 4.1% compared...

Mortgage Lock Volume Increased 3 Percent in September, Driven by Refinance Activity

Mortgage lock volume increased 3.17% in September compared with August, driven mainly by a surge in refinance activity that resulted from the Fed’s rate...

Mortgage Rates Increased for a Second Week, With 30-Year Averaging 6.12 Percent

Mortgage rates increased slightly for a second week, as the average rate for a 30-year, fixed-rate mortgage climbed to 6.12%, up from 6.08% last...

Fidelity National Financial Acquires First Nationwide Title Agency

Fidelity National Financial (FNF) has acquired the commercial operations of First Nationwide Title Agency (FNTA), a division of AMT Commercial Title Services and a...