How To Effectively Cope With TRID
BLOG VIEW: With the upcoming deadline for the Consumer Financial Protection Bureau's new TILA-RESPA Integrated Disclosure (TRID) rules just weeks away, the industry...
In Their Pursuit Of Millennials, Are Lenders Overlooking Other Opportunities?
BLOG VIEW: The biggest challenge currently facing the mortgage industry is its ability to innovate. With most forecasts calling for flat to marginal...
The Lure And Dangers Of Biweekly Mortgages
BLOG VIEW: For as long as anyone can remember, biweekly mortgages have been a financial oddity - a form of lending that, in...
Mortgage Lenders, Servicers Must Stay Cognizant Of Enforcement Trends
BLOG VIEW: Lenders and servicers are struggling to achieve compliance in a cost-effective and efficient manner - and because regulations are constantly changing,...
Will Exotic Mortgages Make A Comeback?
BLOG VIEW: Could the strange, exotic and often risky loans that were originated in the run-up to the mortgage meltdown make a comeback?...
Is Automating The Mortgage Process Antithetical To Improving Borrower Education?
BLOG VIEW: I am a staunch proponent of borrower education - especially when it comes to mortgages - because, despite the burden it...
Must-Haves For Loan Servicing Technology
BLOG VIEW: The modern-day servicing landscape demands more of servicers than ever before. These demands place more importance on implementing a loan servicing...
Is There A Rainbow On The Horizon For First-Time Home Buyers?
BLOG VIEW: Despite mortgage interest rates remaining at all-time lows through the first half of this year, first-time home buyers (FTHBs) have not...
Is Your Approach To TRID Compliance Sustainable?
BLOG VIEW: The Consumer Financial Protection Bureau's TILA-RESPA Integrated Disclosure (TRID) rules are now scheduled to take effect on Oct. 3. Most lenders...
Why Higher Loan Limits No Longer Matter
BLOG VIEW: Mortgage borrowers may soon be able to get bigger conforming loans for the first time in almost a decade. 'Conforming mortgages'...
Business Process As A Service Is Here To Stay
BLOG VIEW: In recent years, the business process as a service (BPaaS) industry has made significant strides, especially regarding loan servicing. Historically, BPaaS...
Evaluating The Appraisal
BLOG VIEW: The foundation of every real estate transaction is the appraisal. Subsequently, appraisal reviews have always been a critical factor in the...
Four Steps To Prepare For The CFPB’s New Integrated Disclosures
BLOG VIEW: It's crunch time for disclosure reform. Aug. 1, the deadline set by the Consumer Financial Protection Bureau (CFPB) for the new...
Reverse Mortgages: A Risky Opportunity For Lenders?
BLOG VIEW: As the U.S. economy continues to heal from the effects of the Great Recession, consumers are turning their focus back to...
Why Are Lenders Demanding More Disclosures?
BLOG VIEW: There are a lot of ways to make a political point in Washington, and the best examples always leave the public...
Are Bidding Wars Causing Deals To Fall Through?
BLOG VIEW: Bidding wars on homes for sale are heating up in certain parts of the country. Homes are selling especially quickly in...
Top Myths About BPO
BLOG VIEW: Business process outsourcing (BPO) has a bum rap in the mortgage industry. There are many myths about BPO that persist to...
The Value Of The All-In-One Platform
BLOG VIEW: There is some debate as to whether we are experiencing a real housing recovery or an artificially created one that is...
Loan Modifications Keep People In Their Homes
BLOG VIEW: The U.S. economy and the residential housing market may have recovered from the Great Recession, but there are still millions of...
Why OCR Technology Must Still Play A Role In The Mortgage Process
BLOG VIEW: Although electronic document (e-doc) and electronic signature (e-sign) technologies are coming to the fore and will be essential in helping lenders...