Souren Sarkar: Smart Data Fabrics Could Propel the Mortgage Industry to the Next Level
PERSON OF THE WEEK: Data is the life blood of today’s mortgage process. Without data, the origination and servicing of mortgage loans would be...
Stew Scott: Technology Helps Lenders Maintain Loan Quality During Volume Spikes
PERSON OF THE WEEK: It is well established that technology and automation can help mortgage lenders process loans faster and reduce operating costs -...
Jarod Jones: How Technology Can Empower Mortgage Lenders in a Recessionary Market
PERSON OF THE WEEK: In order for mortgage lenders to thrive in this current recessionary environment, they must be willing to broaden their product...
Mike Whiting: For Reverse Mortgages, Timely and Accurate Payment of Property Taxes is Critical
PERSON OF THE WEEK: Reverse mortgages are forecast to increase in the coming years which means mortgage servicers and subservicers that handle these products...
Michael Hughes: The Importance of Lending Technology in the Recruiting Process
PERSON OF THE WEEK: As mortgage volume continues to contract, lenders are reducing staff and releasing excess capacity. However, they are still recruiting aggressively...
David Foster: How Today’s Market Impacts the Appraisals and Inspections Landscape
PERSON OF THE WEEK: The housing market has seen many changes over the past couple of years, some as a result of the COVID-19...
Joseariel Gomez: Robotic Process Automation Can Improve Lending Efficiency End-to-End
PERSON OF THE WEEK: Especially since the pandemic, mortgage lenders are adopting new technologies to automate and accelerate the mortgage process - in a...
Pamela Stahl: Mortgage Lenders Must Prioritize the Protection of Personal Financial Data
PERSON OF THE WEEK: Mortgage lenders are increasingly using technology to streamline the lending process - however, as adoption grows, security issues remain a...
Craig Crabtree: Housing Affordability Has Become a Major Issue
PERSON OF THE WEEK: Mortgage interest rates continued to rise this past week, with the average rate for a 30-year fixed-rate mortgage climbing to 5.54%,...
Keith Kemph: Why the LOS RFP is Dead – and Why That’s a Good...
PERSON OF THE WEEK: Industry observers will tell you that mortgage lenders typically turn away from an existing loan origination system (LOS) in favor...
Matthew Wood: Today’s LOS Must Be Designed with Future Technologies in Mind
PERSON OF THE WEEK: The mortgage market is, unfortunately, set for another slowdown, but that means mortgage lenders have more time to focus on...
Top Questions Lenders Have About the New Desktop Appraisal Rules
BLOG VIEW: In January, government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac announced that they would include a desktop appraisal option to its sellers....
Gene Shibata: Don’t Let Operational KPIs Fall Behind
PERSON OF THE WEEK: Now that pandemic-related foreclosure protections are coming to an end - and with the U.S. economy sputtering due to massive...
Otmane Laassel: How Mortgage Lenders Can Serve the Underserved
PERSON OF THE WEEK: As the mortgage industry and its regulators strive to bring homeownership to more borrowers throughout the country, many lenders are...
Joel Rickman: Mortgage Lenders Facing Rapid Changes in 2022
PERSON OF THE WEEK: Mortgage lenders have had to keep pace with some rapid changes during the past two years, particularly with the impact...
Steven Plaisance: Home Affordability Must Be Addressed
PERSON OF THE WEEK: Steven Plaisance is the president of mortgage banking for Gateway First Bank. He is also currently serving as the chairman...
Karen Kulwin: State Regulators are Increasing Their Scrutiny of Mortgage Licensing Requirements
PERSON OF THE WEEK: Licensing is an extremely important aspect of mortgage compliance, yet it is often taken for granted. Most of the entities...
Jim Voth: Digital Transformation Will Continue Despite Slowdown
PERSON OF THE WEEK: Will a slowdown in the mortgage market result in lenders cutting back on technology investments?
Not necessarily, says Jim Voth, managing...
Roxana Davidoff: CRM is All About Good Communication
PERSON OF THE WEEK: When it comes to home transactions, fast and efficient communication between the various parties involved is critical.
The challenge to achieving...
Brian Miller: Shift to Remote Work Has ‘Tipped the Scales Toward Employees’
PERSON OF THE WEEK: The shift to a purchase market, lenders’ re-expansion into niche products such as non-QM, and the reality of remote work...