Tuesday, November 26, 2024

Origination

Mortgage Credit Availability Increased to Highest Level Since April 2023

Mortgage credit availability increased in October, rising to a score of 99.2 on the Mortgage Bankers Association’s (MBA) Mortgage Credit Availability Index (MCAI). The report,...

Mortgage Rates Flat This Week Despite Election, Fed Rate Cut

Despite the outcome of the Presidential Election and last week’s Fed rate cut, the average rate for a 30-year fixed-rate mortgage remained flat this...

MBA: Mortgage Lenders Turned a Profit in Q3 as Production Expenses Decreased

Mortgage lenders saw a pre-tax net profit of $701 on each loan they originated in the third quarter, up from $693 per loan in...

How Mortgage Lenders Can Get More Insight From the Data They Already Own

More mortgage lenders are finding a competitive advantage hiding in their own data, according to a new white paper from Redefining Business Intelligence (RBI),...

U.S. Household Debt Reached a Record $17.94 Trillion in Q3

U.S. household debt - including mortgage debt - reached a record $17.94 trillion in the third quarter, according to a WalletHub report that uses...

Mortgage QC Software Firm ACES Adds 10 New Credit Union Clients

ACES Quality Management, which offers quality control software to the mortgage industry, reports that it recently added 10 new credit union clients to its...

MBA: Mortgage Applications Fell for Refinances But Climbed for Purchases 

Mortgage application volume edged up 0.5% on an adjusted basis during the week ended November 8, as the average rate for a 30-year, fixed-rate...

J.D. Power: Lenders That Advise Borrowers Through the Mortgage Process Earn Higher Satisfaction

Mortgage lenders that advise borrowers throughout the home buying process are reaping higher customer satisfaction scores, a report from J.D. Power shows. By serving in...

Optimal Blue: Demand Drove Up Purchase Lock Volume in October Despite Rising Rates

Purchase lock volume increased 12% in October compared with September, according to Optimal Blue’s Market Advantage data report. The increase came despite rising rates and...

Optimal Blue Promotes Two Industry Experts to Executive Roles

Erin Wester has been promoted to chief product officer while Mike Vough has been promoted to head of corporate strategy at secondary marketing software...

U.S. Homeowners Tapped Into Their Equity More in the Third Quarter

More U.S. homeowners tapped into their equity more during the third quarter, a report from ICE Mortgage Technology shows. The firm’s latest Mortgage Monitor report...

Truv Now Integrated With Lodasoft

Truv, a provider of income, employment, asset and home insurance verification solutions, and Lodasoft, which offers a digital workflow platform designed by mortgage experts...

Purchase Volume Slowing as Mortgage Rates Continue to Increase

Mortgage rates continued to rise during the week ended November 7, as the average rate for a 30-year fixed-rate mortgage increased to 6.79%, up...

Nearly 90 Percent of Metro Markets Posted Home Price Increases in Q3

Single-family existing-home sales prices increased in 87% of measured metro areas in the third quarter, down from 89% in the prior quarter, according to...

Fed Cuts Rates 0.25 Percent, But Unlikely to Have Much Impact on the Housing...

Citing that inflation is now near its 2% target and that there is some weakness developing in the labor market, the Federal Open Market...

Mortgage Tech Firm Novaprime Debuts AI-Powered Loan Quality Platform 

Mortgage technology company Novaprime has made its public debut and launched its AI-powered Loan Quality Platform. The firm claims this new platform evaluates loan integrity, reduces processing times and...

Consumer Confidence in the Housing Market Reaches Highest Level Since 2022

Consumer confidence in the housing market increased in October, reaching its highest level since February 2022, according to Fannie Mae’s Home Purchase Sentiment Index. The...

Mortgage Applications Fell Again Last Week as Rates Continued to Increase

Mortgage application volume plummeted 10.8% during the week ended Nov. 1, as the average rate for a 30-year fixed-rate mortgage increased to 6.81%, up...

Baby Boomer Homeowners Passing Away Won’t Be Enough to Meet Housing Demand

There will be no excess supply of homes to the markets from older Americans moving or dying over the next decade, a research report...

Sean Dugan Set to Become CEO of Dark Matter Technologies

In a planned transition, Sean Dugan is to assume the role of CEO for Dark Matter Technologies effective April 2025. Dugan currently holds the role...