Tuesday, January 7, 2025

Origination

Housing Starts Slowed in October as Rates Went Back on the Rise

Housing starts slipped in October, falling to a seasonally adjusted annual rate of 1.311 million, a decrease of 3.1% compared with the revised September...

Snapdocs Report Shows E-Closing Technology is a Game Changer for Mortgage Lenders

E-closing technology is a game-changer for mortgage lenders in optimizing their secondary market strategies, a research report from Snapdocs shows. The report, conducted in partnership...

Sam Valverde Steps Down as Acting President of Ginnie Mae, Gregory Keith to Assume...

Sam Valverde, acting president of Ginnie Mae, will step down effective November 30. Valverde has served as acting president of Ginnie Mae since May. He...

Cornerstone Home Lending Promotes Jay Crowell to President of National Retail Division

Jay Crowell has been promoted to the newly created position of president of national retail division at Cornerstone Home Lending. Crowell joined Cornerstone Home Lending...

CrossCountry Mortgage Hires Three Execs to Head Up Capital Markets

Vandad Fartaj has joined retail mortgage lender CrossCountry Mortgage (CCM) as chief investment officer. In addition, William Chang has joined the lender as chief capital...

Fairway Mortgage Promotes Linda Davidson to President of National Branch Optimization

Linda Davidson has been promoted to the president of national branch optimization – operations, for Fairway Independent Mortgage Corp. With a remarkable 28-year career in...

Integration Between Informative Research, ICE, Helps LOs Originate Loans Faster

Informative Research has announced a new integration with ICE Mortgage Technology that allows loan officers seamlessly pull credit and verify income, assets and employment...

Mortgage Credit Availability Increased to Highest Level Since April 2023

Mortgage credit availability increased in October, rising to a score of 99.2 on the Mortgage Bankers Association’s (MBA) Mortgage Credit Availability Index (MCAI). The report,...

Mortgage Rates Flat This Week Despite Election, Fed Rate Cut

Despite the outcome of the Presidential Election and last week’s Fed rate cut, the average rate for a 30-year fixed-rate mortgage remained flat this...

MBA: Mortgage Lenders Turned a Profit in Q3 as Production Expenses Decreased

Mortgage lenders saw a pre-tax net profit of $701 on each loan they originated in the third quarter, up from $693 per loan in...

How Mortgage Lenders Can Get More Insight From the Data They Already Own

More mortgage lenders are finding a competitive advantage hiding in their own data, according to a new white paper from Redefining Business Intelligence (RBI),...

U.S. Household Debt Reached a Record $17.94 Trillion in Q3

U.S. household debt - including mortgage debt - reached a record $17.94 trillion in the third quarter, according to a WalletHub report that uses...

Mortgage QC Software Firm ACES Adds 10 New Credit Union Clients

ACES Quality Management, which offers quality control software to the mortgage industry, reports that it recently added 10 new credit union clients to its...

MBA: Mortgage Applications Fell for Refinances But Climbed for Purchases 

Mortgage application volume edged up 0.5% on an adjusted basis during the week ended November 8, as the average rate for a 30-year, fixed-rate...

J.D. Power: Lenders That Advise Borrowers Through the Mortgage Process Earn Higher Satisfaction

Mortgage lenders that advise borrowers throughout the home buying process are reaping higher customer satisfaction scores, a report from J.D. Power shows. By serving in...

Optimal Blue: Demand Drove Up Purchase Lock Volume in October Despite Rising Rates

Purchase lock volume increased 12% in October compared with September, according to Optimal Blue’s Market Advantage data report. The increase came despite rising rates and...

Optimal Blue Promotes Two Industry Experts to Executive Roles

Erin Wester has been promoted to chief product officer while Mike Vough has been promoted to head of corporate strategy at secondary marketing software...

U.S. Homeowners Tapped Into Their Equity More in the Third Quarter

More U.S. homeowners tapped into their equity more during the third quarter, a report from ICE Mortgage Technology shows. The firm’s latest Mortgage Monitor report...

Truv Now Integrated With Lodasoft

Truv, a provider of income, employment, asset and home insurance verification solutions, and Lodasoft, which offers a digital workflow platform designed by mortgage experts...

Purchase Volume Slowing as Mortgage Rates Continue to Increase

Mortgage rates continued to rise during the week ended November 7, as the average rate for a 30-year fixed-rate mortgage increased to 6.79%, up...