Why Loan Officers Need To Invest Time In Surveys
BLOG VIEW: It seems that at this time, every year, mortgage professionals are being asked to take part in an industry survey. I...
The Right Product At The Right Time
BLOG VIEW: Albert Einstein was once quoted as saying that the definition of insanity is 'doing the same thing over and over again...
Rise Of The Humans: Automation Versus Personalized Service
BLOG VIEW: Within today's technology-driven mortgage environment, automation has become commonplace for tasks of every size and level of importance for lenders. Beyond...
Building Better Relationships Through Omni-channel Lending
BLOG VIEW: Borrowers' expectations are high in today's business environment and lenders are expected to meet or surpass them. Not only do today's...
New Report Helps Lenders Better Comply With Dodd-Frank
BLOG VIEW: What are the primary factors that affect a borrower's ability to repay? If you mentioned maintenance costs on the house they...
Why It’s Time To Market HELOCs And Home Equity Loans
BLOG VIEW: Talk about a perfect alignment: The U.S. economy is improving and housing prices continue to rebound. That much we knew. But...
Making The Best Of Your Appraiser Relationships
BLOG VIEW: Real estate appraisals represent an important part of residential mortgage underwriting. A well-supported and developed appraisal, prepared by a qualified and...
Process Efficiency Is Key To Agencies’ Mandate
BLOG VIEW: Over the last year, there have been many debates about the role of government-sponsored enterprises (GSE) Fannie Mae and Freddie Mac...
A New Era Of Compliance: Exploring RESPA-TILA And Navigating Change
BLOG VIEW: Aug. 1, 2015, looms for mortgage lenders across the nation. With less than 10 months remaining until the Consumer Financial Protection...
Preparing For QRM; Reflecting On QM
BLOG VIEW: Two weeks ago, while the Mortgage Bankers Association's (MBA) 2014 Annual Convention and Expo was under way, the final version of...
Penalties Galore In ‘Mortgage Market Football’
BLOG VIEW: When a football hits the upright, odd bounces have changed the fortunes of many NFL teams. The mortgage market makeover necessitated...
Wipe Your Data Or End Up In Big Doo-Doo
BLOG VIEW: News of security breaches, hacker attacks, and identity and data thefts has grown at an alarming rate across all industries: financial,...
The Walking Homestead
BLOG VIEW: One would think that as the nation's real estate market improves from the 2008 economic meltdown, neighborhoods would be back to...
Mounting Indicators Prove Housing ‘Recovery’ Illusory
BLOG VIEW: With the national unemployment rate around 5.9%, as of September, and a second quarter GDP estimate of about 4.6%, one might...
New Claim Against MERS ‘May Have Teeth’
BLOG VIEW: In recent years, Mortgage Electronic Registration Systems Inc., or MERS, has been the subject of an onslaught of litigation challenging the...
Don’t Dismiss The ‘Skyscraper Index’ Just Yet
BLOG VIEW: When trying to sift through the smoke and mirrors, spin and so forth as to whether we are headed for another...
HARP Continues To Present Opportunities
BLOG VIEW: Remember the Home Affordable Refinance Program (HARP) heyday with a return on investment (ROI) of 18:1 and customers lining up at...
Secrets To Quick And Efficient REO Asset Disposition
BLOG VIEW: Yes, the overall REO market has improved - but no, we are not in the clear yet. According to RealtyTrac's Residential...
Zillow-Trulia Merger Could Forever Alter The Traditional Realtor Model
BLOG VIEW: As increasingly sophisticated technology continues to give rise to more direct-to-consumer digital marketplaces, industry practitioners are being driven to change their...
When It Comes To Housing, ‘Affordability’ Is A Slippery Term
BLOG VIEW: RealtyTrac has a new report out which suggests that although student loan debt is at an all-time high, recent college graduates...