Paul Imura: ISGN Committed To ‘Stay Busy’ With New Regulations
PERSON OF THE WEEK: Paul Imura is chief marketing officer for ISGN, a provider of technology solutions and outsourcing services to the mortgage...
Using A Straight-Through Processing Model Can Boost Loan Quality And Reduce Origination Costs
BLOG VIEW: Since the bubble burst in 2008, the housing industry has seen close to 1,000 compliance changes from multiple agencies, with no...
For Servicers, Choosing The Right Valuation Tool Is Key To Reducing Loss Severity
BLOG VIEW: Last month, many of the nation's mortgage loan servicers braved the winter weather to come together in Dallas for a major...
Why Are Loans With Little Down Controversial?
BLOG VIEW: The nothing-down mortgage is back - the logical next step in a lending environment that has been substantially easing for the...
Mark Hughes: Private-Label Market Won’t Be Raging Back Anytime Soon
PERSON OF THE WEEK: Mark Hughes is president of the due diligence division at LenderLive, offering outsourcing, correspondent lending, loan servicing, document, settlement...
Will Rising Rents Boost Home Sales?
BLOG VIEW: The average rent for an apartment in the U.S. has risen between 11% and 15% in the past five years, narrowing...
Adam Hansen: Security Crucial When Selecting A Case Management System
PERSON OF THE WEEK: Adam Hansen is chief operating officer and chief information officer of assure360, a full-service technology and outsourcing solutions company...
Understanding Leverage: Look Beyond Warehouse Lines For Capital Planning Options
BLOG VIEW: Mortgage bankers have long enjoyed the benefits of leverage via warehousing facilities. In fact, residential mortgage banking may be the most...
Nancy Barthel: Private Capital, Risk-Based Pricing Set For A Comeback
PERSON OF THE WEEK: Nancy Barthel is the senior vice president of operational risk for Chicago-based Fay Servicing, a special servicer and mortgage...
Closing The Books On The Housing Crisis: Consumer-Focused Mortgage Servicing
BLOG VIEW: It is time to turn the page on the mistakes of the past and focus on building a housing sector that...
The Case For Private Mortgage Insurance, Despite FHA’s Premium Reduction
BLOG VIEW: The Federal Housing Administration's (FHA) recent move to reduce its mortgage insurance premiums has been celebrated by many people in the...
Jonathan Corr: Encompass Platform Ready For New Integrated Disclosures
PERSON OF THE WEEK: Jonathan Corr is CEO of Ellie Mae, a provider of loan origination systems and other software solutions to the...
The Issue Triggering Higher Scores In Fannie Mae’s CU
BLOG VIEW: As lenders and appraisers continue to sort out how Fannie Mae's Collateral Underwriter (CU) will impact their business, we wanted to...
Top Five Tech Questions To Ask When Vetting An AMC
BLOG VIEW: Vendor assessments are long, arduous tasks for any lender. Identifying the right appraisal management company (AMC) requires a lender to ask...
Binh Dang: New Integrated Disclosures Present Three Main Challenges
PERSON OF THE WEEK: Binh Dang is founder and president of LendingQB, a provider of browser-based end-to-end mortgage loan origination systems (LOSs) used...
Proposed Meth Lab Disclosure Law Could Create Problems
BLOG VIEW: A proposed federal law introduced by U.S. Sen. Charles E. Schumer, D-N.Y., would require home sellers and landlords to inform buyers...
Sanjeev Malaney: Regulation Is Driving Up Loan Production Costs
PERSON OF THE WEEK: Sanjeev Malaney is founder and CEO of Capsilon, a provider of cloud-based document imaging and data capture solutions to...
Scott Stucky: Lenders Should Already Be In ‘Testing’ For New Integrated Disclosures
PERSON OF THE WEEK: Scott K. Stucky is chief strategy officer of DocuTech Corp., a provider of compliance services and documentation technology for...
FHA Considering Letting Lenders Off The Hook For Minor Loan Defects?
BLOG VIEW: Officials at the Federal Housing Administration (FHA) are reportedly considering dialing-back some of the agency's mortgage rules that can result in...
Rate Checker Hubbub
BLOG VIEW: What do Google's new mortgage calculator and the Consumer Financial Protection Bureau's (CFPB) new rate checker tool have in common? They...