Saturday, December 6, 2025

From The Orb

Devdatta Patil: Borrower Data Must Be Properly ‘Wiped’

PERSON OF THE WEEK: Devdatta Patil is the release manager for IndiSoft, a company that provides a range of software solutions for the...

Mortgage Lenders, Servicers Must Stay Cognizant Of Enforcement Trends

BLOG VIEW: Lenders and servicers are struggling to achieve compliance in a cost-effective and efficient manner - and because regulations are constantly changing,...

Will Exotic Mortgages Make A Comeback?

BLOG VIEW: Could the strange, exotic and often risky loans that were originated in the run-up to the mortgage meltdown make a comeback?...

Paul Clifford: Collaboration Critical To Complying With TRID

PERSON OF THE WEEK: Paul Clifford is president of Simplifile, a software company offering a suite of collaboration, e-recording and post-closing solutions. MortgageOrb...

Must-Haves For Loan Servicing Technology

BLOG VIEW: The modern-day servicing landscape demands more of servicers than ever before. These demands place more importance on implementing a loan servicing...

Is Automating The Mortgage Process Antithetical To Improving Borrower Education?

BLOG VIEW: I am a staunch proponent of borrower education - especially when it comes to mortgages - because, despite the burden it...

Arjun Raman: Lenders, Servicers Must Vet BPO Providers Carefully

PERSON OF THE WEEK: Arjun Raman is associate vice president of business process services at Wipro Ltd., the parent company for lending technology...

David Gansberg: Arch Mortgage Guaranty Will Aid In Return Of PLS Market

PERSON OF THE WEEK: David Gansberg is president and CEO of Arch Mortgage Insurance, one of the largest nationwide providers of private mortgage...

Is There A Rainbow On The Horizon For First-Time Home Buyers?

BLOG VIEW: Despite mortgage interest rates remaining at all-time lows through the first half of this year, first-time home buyers (FTHBs) have not...

Is Your Approach To TRID Compliance Sustainable?

BLOG VIEW: The Consumer Financial Protection Bureau's TILA-RESPA Integrated Disclosure (TRID) rules are now scheduled to take effect on Oct. 3. Most lenders...

Why Higher Loan Limits No Longer Matter

BLOG VIEW: Mortgage borrowers may soon be able to get bigger conforming loans for the first time in almost a decade. 'Conforming mortgages'...

Trevor Gauthier: The All-Digital Mortgage Doesn’t Have To Be Impersonal

PERSON OF THE WEEK: Trevor Gauthier is managing director of Accenture Mortgage Cadence, a provider of loan origination software. MortgageOrb recently interviewed Gauthier...

Business Process As A Service Is Here To Stay

BLOG VIEW: In recent years, the business process as a service (BPaaS) industry has made significant strides, especially regarding loan servicing. Historically, BPaaS...

Keith Guenther: REO Disposition Not The Same Game It Used To Be

PERSON OF THE WEEK: Keith Guenther is CEO of USRES and RES.NET, offering real estate owned (REO) disposition, default valuations services and technology...

Evaluating The Appraisal

BLOG VIEW: The foundation of every real estate transaction is the appraisal. Subsequently, appraisal reviews have always been a critical factor in the...

Wayne Steagall: A Lender Is Only As Good As Its Website

PERSON OF THE WEEK: Wayne Steagall is founder and president of Lending Manager, which offers a website and point of sale platform used...

Brian Lynch: Get Down To ‘Loan Level’ With Today’s Mortgage Accounting Software

PERSON OF THE WEEK: Brian Lynch is founder and president of Advantage Systems, a provider of accounting software to the mortgage banking industry....

Four Steps To Prepare For The CFPB’s New Integrated Disclosures

BLOG VIEW: It's crunch time for disclosure reform. Aug. 1, the deadline set by the Consumer Financial Protection Bureau (CFPB) for the new...

Reverse Mortgages: A Risky Opportunity For Lenders?

BLOG VIEW: As the U.S. economy continues to heal from the effects of the Great Recession, consumers are turning their focus back to...

Charles Chacko: SFR Market Will See Further Consolidation In 2015

PERSON OF THE WEEK: Charles Chacko is co-founder of OS National, a nationwide provider of title and settlement services delivered via a high-touch,...