Saturday, December 6, 2025

From The Orb

Why Are Lenders Demanding More Disclosures?

BLOG VIEW: There are a lot of ways to make a political point in Washington, and the best examples always leave the public...

Joey McDuffee: Expanding Reach Through Multi-Channel Lending

PERSON OF THE WEEK: Joey McDuffee is director at Wipro Gallagher Solutions, a Wipro Limited company offering end-to-end technology products and services for...

Are Bidding Wars Causing Deals To Fall Through?

BLOG VIEW: Bidding wars on homes for sale are heating up in certain parts of the country. Homes are selling especially quickly in...

Top Myths About BPO

BLOG VIEW: Business process outsourcing (BPO) has a bum rap in the mortgage industry. There are many myths about BPO that persist to...

Mary Beth Doyle: Lenders Must Be Diligent When Developing Marketing Campaigns

PERSON OF THE WEEK: Mary Beth Doyle is founder of LoyaltyExpress, which offers marketing automation and customer relationship management (CRM) solutions for mortgage...

The Value Of The All-In-One Platform

BLOG VIEW: There is some debate as to whether we are experiencing a real housing recovery or an artificially created one that is...

Loan Modifications Keep People In Their Homes

BLOG VIEW: The U.S. economy and the residential housing market may have recovered from the Great Recession, but there are still millions of...

Why OCR Technology Must Still Play A Role In The Mortgage Process

BLOG VIEW: Although electronic document (e-doc) and electronic signature (e-sign) technologies are coming to the fore and will be essential in helping lenders...

Will Water Restrictions Out West Impact Home Values?

BLOG VIEW: How will mandatory water restrictions in California affect property values? That's a question many people in the housing industry have been...

Millennial Birth Rate Could Mean Trouble For Housing

BLOG VIEW: There's more bad news for the housing industry, as a new report from the Urban Institute finds that the birth rate...

How Can The Mortgage Industry Properly Benchmark Quality?

BLOG VIEW: Last week, in response to a news article regarding the ongoing HUD Office of the Inspector General lawsuit against Wells Fargo's...

Roger Beane: What Makes For A Successful Merger

PERSON OF THE WEEK: Roger Beane is CEO of LRES, a national provider of commercial and residential valuations and asset management for the...

Chris Appie: CFPB’s New TRID Rule ‘More Complicated Than It Seems’

PERSON OF THE WEEK: Chris Appie is vice president and counsel for CSi, a provider of transaction risk management technology for the lending...

Taking The Risk Out Of GSE First-Time Home Buyer Loans

BLOG VIEW: As we plowed through the early to mid-2000s, there were very few consumers who could not obtain mortgage financing one way...

Marketing 101: What Every Lender Needs To Know

BLOG VIEW: The Consumer Financial Protection Bureau (CFPB) made headlines last year when it hit a mortgage lender with a whopping $20 million...

John Button: Education Is Key To Helping Consumers Understand Reverse Mortgages

PERSON OF THE WEEK: John Button is president and CEO of ReverseVision, a provider of origination technology to the reverse mortgage industry. He...

Five Ways The Real Estate Market Has Improved

BLOG VIEW: If you believe in numbers, real estate sales should be soaring. Interest rates are below 4%, yet home prices nationwide have...

Faramarz Moeen-Ziai: Lenders Need To Focus On These Three Things To Grow

PERSON OF THE WEEK: Faramarz Moeen-Ziai is senior vice president of sales and production for Commerce Home Mortgage, a fast-growing regional lender offering...

Five Things Lenders Should Do To Target Millennials

BLOG VIEW: There is a lot of excitement about this year's housing market - and for good reason. Low rates, rising home values,...

Student Loan ‘Debt Strikes’ Could Hurt The Mortgage Business

BLOG VIEW: Student loan debt is a major reason many millennials are being denied mortgages. Now, there is a growing movement by some...