Pramod Karachur: Counseling Agencies To See Change In 2015
PERSON OF THE WEEK: Pramod Karachur is a project manager at IndiSoft, a provider of technology solutions to the mortgage industry. MortgageOrb recently...
SPOC Challenges: What Happens When Reality Collides With Good Intentions?
BLOG VIEW: It began as a well-intentioned effort to address legitimate concerns about the handling of troubled loans during the initial painful throes...
Why Mortgages Are Better In 2015
BLOG VIEW: It's hard to imagine that mortgages could be much better in quality now compared to what we saw in 2014, but...
2015: The Era Of Vertical Model Matching In The Mortgage Industry Begins
BLOG VIEW: Several years ago, my partners and I introduced a concept into the recruiting industry: Model Match. Model Match refers to the...
Will The E-Mortgage Finally Become Reality In 2015?
BLOG VIEW: As 2015 begins, we are closer than ever to seeing a truly end-to-end electronic mortgage process. However, although the desire is...
Beware Of Fool’s Gold: How To Avoid False Claims
BLOG VIEW: The False Claims Act has taken center stage over the last few years as regulators crack down on small and large...
Mandy Phillips: Integrated Disclosures Will Bring About ‘Philosophical Shift’
PERSON OF THE WEEK: Amanda (Mandy) Phillips is legal and compliance senior executive for Accenture Mortgage Cadence. MortgageOrb recently interviewed Phillips to learn...
Retaining Mortgage Servicing Rights: Strategies For Success
BLOG VIEW: Many mortgage bankers have concluded that best execution in most cases means selling loans directly to the government-sponsored enterprises (GSEs) and...
Joe D’Urso: Investors Still Lack Confidence In PLS Market Due To Enforcement Concerns
PERSON OF THE WEEK: Joe D'Urso is president of Clayton Holdings, a provider of loan review and due diligence, consulting, loan surveillance, and...
Is Landlord A Title You Can Live With?
BLOG VIEW: With the economy on the upswing and the real estate market rejuvenated, investing in property is once again on the rise....
Tim Cox: Vendor Management ‘Much More Than A Tracking Exercise’
PERSON OF THE WEEK: Tim Cox is senior manager of national programs for Lenders One Mortgage Cooperative, where he is responsible for managing...
A New Era Is Dawning For The GSEs
BLOG VIEW: As the government-sponsored enterprises (GSEs) return to profitability and the overall housing market stabilizes, many have turned their eyes to the...
Real Estate Flipping: Is It Really So Terrible?
BLOG VIEW: When it comes to real estate flipping, there are usually two major views: Either real estate flipping is the scourge of...
Three Things Lenders Need To Stay Compliant In 2015
BLOG VIEW: Everyone knows that compliance will continue to be a huge challenge for mortgage lenders this year. Between high per-loan costs, constantly...
Home Prices: More Of The Same In 2015?
BLOG VIEW: While I realize it is an incredibly important metric to the housing industry, reporting on home prices - at least on...
Dog Bites Agent: The Legal And Ethical Issue Of Abandoned Pets
BLOG VIEW: REO listing agents, their buyer clients and field services contractors face many health and safety problems when visiting bank-owned properties. In...
The Number One Process Lenders Must Automate In 2015
BLOG VIEW: In recent years, automation has helped mortgage lenders originate, underwrite and sell loans with greater speed, fewer resources and higher quality....
Major Appraisal Changes Coming From Fannie Mae
BLOG VIEW: On Jan. 26, 2015, Fannie Mae will unveil its Collateral Underwriter (CU), a new risk assessment tool designed to help lenders...
Mortgage Loan Limits No Longer A Source Of Joy
BLOG VIEW: Mortgage loan limit announcements used to be the happiest days in real estate - annual events that told the world how...
Radian Asset Assurance Acquired By Assured Guaranty Corp. For $810M
Assured Guaranty Corp. (AGC), a subsidiary of Assured Guaranty Ltd., is acquiring Radian Asset Assurance Inc., the financial guaranty business of Radian Group...