GSEs Update Their Rep And Warranty Frameworks
To help ease lender concerns related to loan buybacks - which, in theory, should spur lenders to relax their self-imposed overlays and free...
PRIA: Two-Thirds Of County Recorders Now Have E-Recording In Place
If you think a lack of technology adoption among the many rural country recorders' offices is what's slowing adoption of the e-mortgage, you...
Jennifer Miller: Lenders Have Stepped Up Due Diligence Of AMCs
PERSON OF THE WEEK: Jennifer Miller is president of the mortgage solutions division at a la mode inc., a provider of software solutions...
Housing Starts Dipped 2.8% In October, Single-Family Production Up
Housing starts dipped 2.8% in October compared to September to reach a seasonally adjusted annual rate of 1,009,000 units - but unlike previous...
Rise Of The Humans: Automation Versus Personalized Service
BLOG VIEW: Within today's technology-driven mortgage environment, automation has become commonplace for tasks of every size and level of importance for lenders. Beyond...
Building Better Relationships Through Omni-channel Lending
BLOG VIEW: Borrowers' expectations are high in today's business environment and lenders are expected to meet or surpass them. Not only do today's...
FHA’s MMI Fund Getting Healthier, Won’t Need Bailout
After fixing the problems with its reverse mortgage program, raising fees, tightening underwriting standards and improving loss mitigation policies, the Federal Housing Administration's...
New Report Helps Lenders Better Comply With Dodd-Frank
BLOG VIEW: What are the primary factors that affect a borrower's ability to repay? If you mentioned maintenance costs on the house they...
Another Three Years Before Housing Returns To ‘Normal,’ Zillow Survey Reveals
At the current rate of recovery, it's going to take another three years before the housing market returns to 'normal,' a recent survey...
Why It’s Time To Market HELOCs And Home Equity Loans
BLOG VIEW: Talk about a perfect alignment: The U.S. economy is improving and housing prices continue to rebound. That much we knew. But...
Greg Murray: Return To Purchase Market Is Giving Brokers New Traction
PERSON OF THE WEEK: Greg Murray is CEO of Wholesale One, a cooperative for the wholesale mortgage industry launched by Altisource Portfolio Solutions...
RealtyTrac: Institutional Investor Activity Slowed In Q3
Sales to institutional investors - defined as entities that purchase at least 10 properties in a calendar year - accounted for 4.3% of...
Making The Best Of Your Appraiser Relationships
BLOG VIEW: Real estate appraisals represent an important part of residential mortgage underwriting. A well-supported and developed appraisal, prepared by a qualified and...
Process Efficiency Is Key To Agencies’ Mandate
BLOG VIEW: Over the last year, there have been many debates about the role of government-sponsored enterprises (GSE) Fannie Mae and Freddie Mac...
A New Era Of Compliance: Exploring RESPA-TILA And Navigating Change
BLOG VIEW: Aug. 1, 2015, looms for mortgage lenders across the nation. With less than 10 months remaining until the Consumer Financial Protection...
Paul Imura: A New Era In Mortgage Servicing
PERSON OF THE WEEK: Paul Imura is chief marketing officer for ISGN, a provider of technology and outsourcing to mortgage servicers and lenders....
First-Time Home Buyers Fall To Lowest Level In Three Decades
The number of first-time home buyers fell to 33% of all buyers in 2014, down 5% from 2013 to reach the lowest level...
Attendees Reflect On The MBA’s 2014 Convention And Expo
Attendees had a lot of good things to say about the Mortgage Bankers Association's (MBA) 2014 Convention and Expo held recently in Las...
Preparing For QRM; Reflecting On QM
BLOG VIEW: Two weeks ago, while the Mortgage Bankers Association's (MBA) 2014 Annual Convention and Expo was under way, the final version of...
Penalties Galore In ‘Mortgage Market Football’
BLOG VIEW: When a football hits the upright, odd bounces have changed the fortunes of many NFL teams. The mortgage market makeover necessitated...