A Simpler Approach to Determining Home Condition
BLOG VIEW: Most are familiar with the appraisal standards used to identify the condition of homes during the appraisals process. Fannie Mae, Freddie Mac,...
Wendy Hannah-Olson: Alternative Sources of Credit Data are the Next Step for Mortgage
PERSON OF THE WEEK: Technology continues to transform the mortgage market, reducing operating costs, creating more efficient processes and improving the borrower experience. The...
Pete Pannes: Servicers Must be Prepared as CFPB Ramps Up Enforcement
PERSON OF THE WEEK: Mortgage servicers handling loans in COVID-19 forbearance plans are under close scrutiny by the Consumer Financial Protection Bureau and other...
VA Loans: An Untapped Market Opportunity in 2022?
BLOG VIEW: As the mortgage industry continues its shift from a refinance market to a purchase market, lenders are challenged to better identify qualified...
How Mortgage Lenders Should Evaluate Fintech Solutions
BLOG VIEW: As the mortgage industry continues to face the challenge of increasing origination costs - not to mention margin compression and rising interest...
Increasing Black Homeownership Rates with Alternative Forms of Credit
BLOG VIEW: Homeownership continues to be one of the primary wealth builders in our country. Yet, strong barriers to homeownership for minority consumers and...
Allen Jingst: Home Equity Loans an Opportunity for Community Lenders
PERSON OF THE WEEK: With home prices reaching record highs in the first quarter of 2022, U.S. homeowners have realized significant home equity gains....
Tech Considerations for a Hybrid Workforce
BLOG VIEW: Two years ago, mortgage businesses, or any business for that matter, did not foresee or have any reason to prepare for a...
Kyle LeDuc: Finding Success With Millennial Home Buyers
PERSON OF THE WEEK: Research and market trends show that millennials are now hot to buy homes - but mortgage lenders still have a...
Lenders: It’s Time to Go Fully Digital
BLOG VIEW: The mortgage industry has been primed for a digital revolution for several years, yet most lenders haven’t taken advantage of the opportunities...
The Importance of Vendor Score-Carding and Reporting for Mortgage Lenders and Title Companies
BLOG VIEW: Vendors play an integral role in any mortgage transaction. It is common for mortgage lenders as well as title agents to work...
Automated Income and Employment Verification Can Accelerate the Path to Closing
BLOG VIEW: As the housing market moves toward one characterized by rising home prices, increasing interest rates and decreased consumer demand, lenders may feel...
Shalecia Callaway: The Critical Importance of Diversity in Mortgage
PERSON OF THE WEEK: Diversity, equity and inclusion (DEI) is a high priority in 2022 as mortgage lenders work to increase access to homeownership...
What Mortgage Lenders Need to Succeed in the New Purchase Market
BLOG VIEW: As the mortgage industry moves into 2022, the primary goal for the vast majority of lenders is maintaining momentum. The growth lenders...
Michael Jansta: Crypto Investors Need to Diversify into Real Estate
PERSON OF THE WEEK: Could crypto investors help power the real estate market?
Put differently, could the real estate market play a role in crypto...
Mortgage Servicers Must Adapt to New Regulatory Realities
BLOG VIEW: At the onset of the pandemic, mortgage and consumer regulators relaxed the supervision and enforcement of servicers’ compliance with certain requirements that...
It’s Wonderful to Have an Attitude of Gratitude
BLOG VIEW: Finding success in the world is never easy. Each of us must overcome various obstacles and challenges to achieve our goals and...
Anna Tilton Daniel: Managing Compliance in a Virtual World
PERSON OF THE WEEK: When the COVID-19 crisis first hit the mortgage industry, compliance departments needed to act fast to ensure lenders could still...
Kieran Mital: How Lenders Can Improve Their Marketing Strategies
PERSON OF THE WEEK: How can mortgage lenders improve their marketing strategies to better market to borrowers? To find out, MortgageOrb recently interviewed Kieran...
Going Digital? Know How to Keep Your Borrowers’ Data Safe
BLOG VIEW: It’s been noted that college football fans have stormed the field more times in the 2021 season than in recent memory. Despite...