HUD’s New Challenge: Providing Affordable Housing For Seniors
WORD ON THE STREET: In 20 years, more than 70 million Americans will have reached retirement age. By 2040, our senior population will...
What The FHFA Is Seeking In The REO-To-Rental Initiative
REQUIRED READING: The Federal Housing Finance Agency (FHFA) regulates Fannie Mae, Freddie Mac and the 12 Federal Home Loan Banks, which together support...
What If Borrowers Were Able To Choose Their Servicers?
REQUIRED READING: It is no secret that the mortgage servicing industry suffers from an unpopular reputation. In too many cases, consumers are fed...
Benton Neese Considers The REO Market
PERSON OF THE WEEK: The market for real estate owned (REO) properties is undergoing a dramatic shift, and its ultimate impact is still...
Obama And Romney Meet The Eminent Domain Gang
BLOG VIEW: One of the most peculiar controversies brewing today is the scheme by a few local governments in California to rewrite the...
The Dodd-Frank Act’s Impact On The CMBS Market
WORD ON THE STREET: In the next five years, approximately $2 trillion in outstanding commercial mortgages - including $600 billion in commercial mortgage-backed...
Halting The Intentional Destruction Of Foreclosed Residential Property
REQUIRED READING: We have all heard just about enough foreclosure statistics - the numbers have been well publicized and speak for themselves. However,...
Kelli Himebaugh: Mortgage Banking In Bits And Bytes
PERSON OF THE WEEK: How did mortgage banking ever exist without cutting-edge computer technology? Well, of course, it did for many decades -...
Does Eric Holder Have A SCRA Lawsuit Allergy?
BLOG VIEW: Last week, MortgageOrb spotlighted a new report from the Government Accountability Office (GAO) revealing problems in financial regulatory oversight of compliance...
Why The CFPB Is Concerned About Reverse Mortgages
WORD ON THE STREET: For many older Americans, much of their net worth is tied up in their home. Whether they came of...
Charting The High-Tech Evolution Of Loan Portfolio Analysis
REQUIRED READING: In February, 49 states signed a deal with the five largest banks to settle legal action concerning foreclosures and defaults. As...
How FEMA’s Risk MAP Program Helps Multi-Hazard Risk Mitigation
REQUIRED READING: The Federal Emergency Management Agency (FEMA) has articulated a well-defined vision behind its new Risk Mapping, Assessment and Planning (Risk MAP)...
Jeff McGuiness: Numero Uno At Lenders One
PERSON OF THE WEEK: In March, Jeff McGuiness was named CEO of Lenders One, a St. Louis-based national alliance of community mortgage bankers,...
Gambling And Losing At National Harbor
BLOG VIEW: It appears that the latest shtick in state government is the push for casinos as the commercial real estate answer to...
Protecting Military Personnel Against Wrongful Foreclosures
WORD ON THE STREET: The U.S. housing crisis has hit every community in this nation, and it has hit military families especially hard....
The Rural Housing Sector Remains Uncommonly Stable
REQUIRED READING: Citizens First Bank operates in five small communities in southwestern Wisconsin. The largest of the five is Sparta, with a population...
The Mystery Of The FHFA: New Leader Or Rogue Agency?
REQUIRED READING: On March 25, the Financial Times published an interview with Edward J. DeMarco, acting director of the Federal Housing Finance Agency...
Mark Hansen: Teach Your Teenagers Well
PERSON OF THE WEEK: Today's teenagers will be tomorrow's homeowners - does that prospect scare you? Well, maybe the future would not be...
Affordable Housing’s ‘No Vacancy’ Sign
BLOG VIEW: Later this week, MortgageOrb's weekly E-Feature will focus on affordable housing problems within the multifamily sector. If you have not been...
The New Risks Facing Commercial Real Estate
WORD ON THE STREET: National banks and federally chartered thrifts hold over $700 billion in total commercial real estate (CRE) loans, which amount...