Thursday, October 18, 2018
Home From The Orb Word On The Street

Word On The Street

A CDFI Solution For Tribal Housing Problems

WORD ON THE STREET: Recently, our country has gone through an economic downturn that many have described as the worst recession since World...

HUD’s Commitment To Fair Housing

WORD ON THE STREET: Celebrating Fair Housing Month each April is always special - it gives us the chance to reaffirm the U.S....

The CFPB’s Pursuit Of Economic Justice

WORD ON THE STREET: The economic marketplace can be quite hostile to those in poverty or those whom society marginalizes for any reason....

So, Why Has The Recovery Been So Tepid?

WORD ON THE STREET: The decentralized structure of the Fed is one of its most important features. It has deep roots in our...

Perhaps We Should Consider Eliminating The GSEs?

WORD ON THE STREET: Federal housing policies related to the government-sponsored enterprises (GSEs), Fannie Mae and Freddie Mac, have proved costly not only...

Going Right In The Wrong Direction

WORD ON THE STREET: We are clearly in the midst of the slowest and weakest recovery in the postwar era, notwithstanding what we...

The Time Is Right For Tax Reform

WORD ON THE STREET: Winston Churchill once said, 'However beautiful the strategy, you should occasionally look at the results.' The need to overhaul...

How To Encourage Economic Growth

WORD ON THE STREET: There is an ongoing debate about the extent to which the causes of weak labor markets are structural or...

Why The Justice Department Is Suing S&P

WORD ON THE STREET: Standard & Poor's Rating Services (S&P) is the largest credit rating agency in the world. As such, it plays...

The OCC’s Priorities

WORD ON THE STREET: It has been a year and a half now since most of the...

The Economy: It’s Getting Better, But…

WORD ON THE STREET: The U.S. economy has grown at an average 2.2% annual rate since the recovery officially began in June 2009....

Why The CFPB Issued Its New Lending Rules

WORD ON THE STREET: Just a few years ago, our country went through the greatest financial crisis since the Great Depression. One of...

Taking A New Look At Financial Oversight

WORD ON THE STREET: Many remain skeptical of claims that the financial system has been reformed and that taxpayer bailouts are relics of...

Why We Need To Reform The Credit Report Process

WORD ON THE STREET: Credit reporting plays a critical role in consumers' financial lives. Credit reports on consumers' financial history and behavior can...

Ensuring A New Wave Of Homeowners

WORD ON THE STREET: We can all agree that many factors contributed to the housing crisis. First, the loose underwriting standards employed by...

The Long Recovery From Hurricane Sandy

WORD ON THE STREET: Hurricane Sandy and the nor'easter that followed have had immense and varied impacts in New York, New Jersey, Connecticut,...

The National Mortgage Settlement: 2012’s Triumph

WORD ON THE STREET: As 2012 draws to a close, Americans are starting to feel a sense of hope about our economy for...

Has The Federal Reserve Weakened The Economy?

WORD ON THE STREET: The last five years have been an extraordinary time for the global economy and monetary policymakers. The financial crisis...

Yesterday, Today And Tomorrow In Housing

WORD ON THE STREET: The multiyear boom and bust in housing prices of the past decade, together with the sharp increase in mortgage...

We Need To Know The Truth About Basel III

WORD ON THE STREET: The primary goal of Basel III is to strengthen bank capital requirements. This is a worthy goal, as strong...