Saturday, January 17, 2026

From The Orb

Too Much Help Wanted

BLOG VIEW: Kevin Warsh is leaving the Board of Governors of the Federal Reserve System this week, after a little more than five...

How Realtors View Today’s Housing Market

WORD ON THE STREET: Historically, the housing market has been a major power engine for economic growth, particularly coming out of a recession....

Loan Lockdown: Could Mediation Leave Servicers’ Hands Tied?

REQUIRED READING: Several pieces of servicing-related legislation were introduced in the first month of the 112th U.S. Congress. Among the bills brought to...

Taking A Closer Look At The New Face Of Fraud

REQUIRED READING: Do you remember all of the suspense-filled spy movies in which the hero must defuse a bomb to save the city?...

Quality, Not Speed, Is What Matters In Default Legal Work

PERSON OF THE WEEK: The world of default attorney firms has been particularly tumultuous over the past year. With greater regulatory scrutiny aimed...

Whatever Happened To CRA Reform?

BLOG VIEW: Say whatever you may about Barney Frank, but there is one accusation that will never stick to him: He is not...

Shaun Donovan On Reforming The FHA

WORD ON THE STREET: Bringing private capital back into the housing finance system does not mean eliminating all government involvement in housing finance....

Community Banks Fight Back With A High-Tech Toolbox

REQUIRED READING: There is a new version of the David and Goliath clash in the residential mortgage marketplace, with community banks attempting to...

Geithner On Reducing The Government’s Role In The Mortgage Market

WORD ON THE STREET: In the wake of the financial crisis, private capital has not sufficiently returned to the mortgage market, leaving Fannie...

Is It Time To Halt The Dual-Track System?

REQUIRED READING: If you want to start an argument among regulators, legislators, the courts, consumer advocates and the mortgage industry, ask them how...

What Can The Mortgage Banking Industry Learn From Charlie Sheen?

BLOG VIEW: The great novelist Arthur Koestler once wrote, 'If one looks with a cold eye at the mess man has made of...

The Role Of Ginnie Mae In A Post-GSE Industry

WORD ON THE STREET: The challenges in housing finance have an impact not just on the mortgage industry, but also on the national...

Personal-Property Evictions Carry Liability Risk

REQUIRED READING: The old adage 'One man's trash is another man's treasure' rings particularly true for professionals operating in eviction circles. Like most...

Raising Conforming Loan Limits Will Stimulate The Economy

REQUIRED READING: Since the onset of the financial crisis, the U.S. government has attempted to implement various programs aimed at stabilizing the real...

David M. Gaffin Pursues Bay State Blogging

PERSON OF THE WEEK: How do you stand out in a crowd of mortgage lenders? For David M. Gaffin, the answer is to...

Maxine Waters’ Theater Of The Absurd

BLOG VIEW: In August 2010, the House Ethics Committee released an 80-page investigative report that found 'substantial reason' to believe Rep. Maxine Waters,...

Bernanke: ‘Grounds For Optimism’ Afoot

WORD ON THE STREET: Following the stabilization of economic activity in mid-2009, the U.S. economy is now in its seventh quarter of growth;...

The Return Of Warehouse Lending

REQUIRED READING: While no corner of the financial services industry was immune to the recent economic downturn, few areas were as harshly impacted...

Supreme Impact: Carlisle’s Effect On FDCPA Rulings

REQUIRED READING: At a time when the default servicing industry has perhaps had to evolve faster and more efficiently than ever before, mortgage...

Joseph Badal: At The Intersection Of Mortgages And Nostradamus

PERSON OF THE WEEK: Joseph Badal is a man of two worlds. In one sphere, he has clocked in nearly four decades of...