Wait A Minute, Mr. Postman: A Primer In Direct-Mail Marketing
REQUIRED READING: Over the past few years, financial services institutions, including mortgage banks, have significantly curtailed direct-mail marketing as a means for seeking...
Field Services Introduce Compliance Concerns
REQUIRED READING: The rising tide of residential foreclosures has thrown field services into the limelight and focused attention on the risks that field-service...
Ideas For Strengthening The VA Loan-Guaranty Program
WORD ON THE STREET: The Department of Veterans' Affairs' (VA) loan-guaranty program is unique in the mortgage lending industry, in that it allows...
A Community Bank’s Perspective Of HMDA
(Note: Blog View columnist Phil Hall is on vacation this week. Today's guest column is by William A. Loving Jr., president and CEO...
CRL’s Julia Gordon On Dodd-Frank, Principal Reductions And HAMP
PERSON OF THE WEEK: On the heels of the passage of the most sweeping financial regulatory reforms in recent history, MortgageOrb caught up...
Sticking It To The New Postal Rate Increase
BLOG VIEW: Are you looking forward to an increase in the price of postage? Even though the U.S. Postal Service (USPS) is only...
How HVCC Changed The Game For Appraisal Management Companies
REQUIRED READING: Looking back on the roots of the mortgage crisis, it is clear that there were many moving parts and contributory factors that...
With Friends Like HUD…
BLOG VIEW: Sometimes, the truly interesting stories are the ones that evolve under the proverbial radar. A case in point involves the Department...
Putting The Mortgage Industry On Solid Ground
WORD ON THE STREET: After many months of recession and job losses, the economy is beginning to recover. Though substantial uncertainties remain, we are...
The Search For A CFPB Chief
BLOG VIEW: It's hard to believe that the enactment of the nation's most sweeping financial reform legislation in decades could take a backseat to,...
The Many Hats Of A Specialty Servicer
REQUIRED READING: The relatively niched world of specialty servicing is set to explode. That is, assuming the transactions that serve as the space's foundation...
George Demopulos And The Challenges Facing Appraisers
PERSON OF THE WEEK: If anything, this is not a boring time to be an appraiser. This week, MortgageOrb talks with George Demopulos,...
A Little Too Early For CRE Champagne
BLOG VIEW: Last week, Time magazine offered a headline that caused me to do a double take: 'Is Commercial Real Estate Bouncing Back?' Well,...
Giving Credit Where It Is Due…Literally
WORD ON THE STREET: In recent months, when I have spoken to bankers who say they are reluctant to extend new credit or to...
Industry Gives Mixed Reaction To Dodd-Frank Bill
ry reaction to yesterday's U.S. Senate passage of the Dodd-Frank Wall Street Reform and Consumer Protection Act was divided between praise for some of...
A Penthouse For Phil?
BLOG VIEW: I don't get creeped out that easily, but last week, something arrived in my mailbox that gave me cause to shudder. What...
Pump Up The Sales Volume: Housing Finance Agencies At Work
REQUIRED READING: On Oct. 19, 2009, the Obama administration announced the launch of a federal initiative to support the continuation of low mortgage rates...
When Does Communication Turn Into Collection?
REQUIRED READING: Loss mitigation is the mantra of the mortgage industry. With no foreseeable end to the mortgage crisis, the environment has shifted from...
The House That Andrew Cuomo Built
BLOG VIEW: Political junkies within our industry may wish to pay extra attention to this year's race for New York governor. Andrew Cuomo, the...
Thoughts On Community Banks In The Southeast
WORD ON THE STREET: As we all know, the past few years have been very difficult for banks in the Southeast - especially here...