Paul Clifford: Understanding E-Recording Adoption
PERSON OF THE WEEK: Paul Clifford is president of Simplifile, a software company founded in 2000 that connects lenders, settlement agents and counties. Simplifile...
Are Lower FHA Premiums Ahead?
BLOG VIEW: It's been a very good year for the Federal Housing Administration (FHA). At the start of 2015, the FHA cut its annual...
Better Tech Will Help Housing Agencies Better Service Their Communities
BLOG VIEW: Mortgage servicing has become more complex since the housing bust of 2008. Servicers have seen an increase in regulations and responsibilities. Being...
Fannie Further Loosens Mortgage Rules For The Underserved
BLOG VIEW: Fannie Mae's new HomeReady Mortgage program - the successor to its MyCommunity Mortgage program that loosens mortgage qualification requirements for low- to...
Performance Of Third-Party Service Providers Continues To Improve
BLOG VIEW: The last several years have been painful for many of the third-party service providers in the mortgage loan industry. Bulletin 2013-29...
Closing Time: Are You TRID-Ready?
BLOG VIEW: Nearly two months have passed since the TILA-RESPA Integrated Disclosure (TRID) rules went into effect, and the first loans subject to...
How Mortgage Servicers Must Address TCPA Concerns
BLOG VIEW: The Federal Communications Commission's (FCC) recent release of new rules clarifying provisions of the Telephone Consumer Protection Act (TCPA) has sent...
Whatever Happened To Cash Buyers?
BLOG VIEW: There are fewer cash buyers than there used to be, but that may actually be a good thing for the real...
Mortgage Bankers, Vendors Tired But A Little More Happy At 2015 MBA Annual
BLOG VIEW: I just returned from the Mortgage Bankers Association's (MBA) 2015 Annual Convention and Expo held in San Diego, and I must...
Consumers In The Loss Mitigation Driver’s Seat
BLOG VIEW: Data released by HOPE NOW indicates that, in July, there were more than four non-foreclosure mortgage solutions for every foreclosure sale....
Servicers Eager To Keep Loss Severity Low As Market Normalizes
BLOG VIEW: Just after the crash, investors swarmed a market that was on its way to seeing the lowest homeownership rate in 20...
Digital-Savvy House Hunters Are Rebooting The Online Auction Market
BLOG VIEW: The new generation of technology-empowered, self-directed home buyers is reshaping today's real estate market. Armed with laptops, tablets and mobile phones,...
Running Fast Isn’t Enough In Today’s Mortgage Market
BLOG VIEW: Though there's little doubt that the mortgage industry is on its way to recovery, there are still serious pitfalls affecting mortgage...
CFPB To Go Easy On TRID Enforcement
BLOG VIEW: The Consumer Financial Protection Bureau (CFPB) last week sent a letter to mortgage industry trade groups indicating that the bureau will...
Revisiting The TRID ‘Grace Period’ As The Deadline Approaches
BLOG VIEW: The date is here� Oct. 3, 2015. For months, the mortgage industry has been bracing itself for the implementation of the...
Why Foreign Buyers Love U.S. Real Estate
BLOG VIEW: Foreign money is increasingly moving to the U.S., as rich people overseas seek shelter from financial uncertainty, economic slowdowns and political...
The Black Hole Known As TRID
BLOG VIEW: Who knew Christmas would come early this year? At least, it did for everyone associated with the mortgage lending industry when...
Mortgage Insurance And Technology In A TRID-Compliant World
BLOG VIEW: For nearly two years, mortgage industry professionals have been moving mountains to become compliant with the new TILA-RESPA Integrated Disclosure (TRID)...
Top Challenges Posed By HOAs And How Servicers Can Tackle Them
BLOG VIEW: With one out of every five properties tied to a homeowners association (HOA), it is critical that mortgage servicers prepare for...
Bridging The Gap: Three Keys To Working With Today’s Borrower
BLOG VIEW: All things considered, it is turning out to be a solid year for mortgages. In fact, existing-home sales were at their...