Is It Time For Zero-Zero Mortgages?
BLOG VIEW: Mortgage lenders have traditionally wanted both an origination fee plus points when making a loan, but now there's evidence that such charges...
Emeka Madu: AMCs Must Perform Third-Party Due Diligence, Too
PERSON OF THE WEEK: With the constant regulatory changes impacting the appraisal industry - and the mortgage industry at large - some appraisal management...
A Mortgage Insurer’s View Of Housing Affordability
BLOG VIEW: Because the private mortgage insurance industry plays a major role in helping first-time home buyers by lowering the down payment requirements, it...
Bringing Automation To Asset Location And Verification
BLOG VIEW: The mortgage industry continues to make significant strides toward innovation. Across the board, lenders and their various partners have automated several key...
Karim Davis: Regulation Has Resulted In ‘Maturation’ Of Mortgage Industry
PERSON OF THE WEEK: Karim Davis is an operations manager for Churchill Mortgage in Herndon, Va. MortgageOrb recently interviewed Davis to get her views...
Change Is Good: Exploring New Uses For Existing Technologies
There are ways to build bridges between disparate systems to create an improved customer experience.
CFPB Goes After Marketplace Lenders
"The CFPB's objectives in taking these actions are questionable, since consumers already could complain about marketplace loans using the CFPB's existing loan categories."
Sanjeev Malaney: Technology Is The Only Way To Deal With TRID
PERSON OF THE WEEK: Sanjeev Malaney is founder and CEO of Capsilon Corp., a provider of document and data management solutions that enable mortgage...
Kris Perez: Some Mortgage Technology Firms Didn’t Start On TRID Early Enough
PERSON OF THE WEEK: Kris Perez is customer success manager for Idaho Falls, Idaho-based DocuTech Corp., which provides compliance services and documentation technology for the mortgage industry.
When It Comes To Mortgage Compliance, Every Detail Counts
BLOG VIEW: As compliance becomes more of a focus for lenders and servicers, they must review their business processes and policies to ensure they...
Abhinav Asthana: Omnichannel Platforms Will Provide A Foundation For Lending
PERSON OF THE WEEK: Abhinav Asthana is a product manager for Wipro Gallagher Solutions, a provider of technology solutions to the mortgage industry. MortgageOrb...
Barry Hays: Mortgage Servicers Face Challenge With TCPA’s ‘Express Consent’ Provision
PERSON OF THE WEEK: Barry Hays is co-founder and senior vice president of TeleVoice, a provider of call center technology and customer self-service solutions...
Chris Backe: Mortgage Lenders Face Roadblocks To Growing Sales
PERSON OF THE WEEK: Chris Backe is director of financial services for Velocify, a provider of customer relationship management, lead generation and sales automation...
How The Foreclosure Crisis Impacted Homeownership
After nine years, the market is moving to the other side of the cycle. The foreclosure crisis is winding down, and with it, fewer homeowners will be forced into renting.
Lionel Urban: Due Diligence Is Critical When Selecting An LOS
PERSON OF THE WEEK: Lionel Urban is CEO, founding partner and chairman of the board for PCLender, a provider of loan origination technology to...
Why College Debt Looms Larger On Mortgage Applications
Millions of people are leaving college and technical or trade schools with a lot of debt - and that debt is interfering with family formations and homeownership levels.
Can No-Money-Down Mortgages Make A Comeback?
BLOG VIEW: Mortgages with no money down have a certain cringe factor - a leftover from the go-go era of real estate financing that...
Can The Mortgage Market Offset The Impact Of A Fed Rate Hike?
BLOG VIEW: Just over one month ago when most Americans were in the midst of the usual holiday bustle, the Federal Reserve voted to...
Women In Mortgage: You’ve Come A Long Way
As the mortgage industry becomes more female-centric, the potential for women to attain executive-level positions has increased.
John Walsh: Mortgage Lenders To Focus On Purchase Market In 2016
PERSON OF THE WEEK: John Walsh is the CEO of LERETA, a national provider of real estate tax service and flood hazard determination products...