Thursday, November 28, 2024

Blog View

Converting Today’s Borrowers Into Tomorrow’s Lifetime Clients

(This is part three of a three-part series.) BLOG VIEW: In the first part of this series, we described how the innovative tools now widely...

Why Loans With Little Down Are Coming Back

BLOG VIEW: It's not your imagination. There are a lot more mortgage options available with little down than in the past. The part of...

Is It Time To Grow The Mortgage Credit Box?

Even borrowers with “lower” credit scores, say 620 or 640, are likely to have less relative debt than just a few years ago.

It’s Time To Start Reading Our Customers’ Minds

BLOG VIEW: This year is the 50th anniversary of Star Trek, the enduring sci-fi franchise that now has multiple generations of television and movie...

Creating The Exceptional Borrower Experience

(This is part two of a three-part series.) BLOG VIEW: In the first part of this series, we described how the innovative tools now widely...

Experience Lending And The Future Of LOS Selection

BLOG VIEW: IT executives in the lending space face enormous pressures when it comes to technology investments such as loan origination system (LOS) selection....

When Given Lemons, Make Arnie Palmers

BLOG VIEW: Forget about the saying, “When life gives you lemons, make lemonade.” When it comes to the current market, I’d say, “Do something...

Houston, We Have Made Contact

(Note: This is part one of a three-part series) BLOG VIEW: One of the great technological advances in the mortgage industry has been in customer...

Four Keys To A Successful, Compliant Social Media Strategy

BLOG VIEW: Loan officers have a lot to worry about, from the Consumer Financial Protection Bureau's TILA-RESPA Integrated Disclosures rule, to if and when the...

Four Clues That Tell Servicers Their Vendors Can Deliver

BLOG VIEW: Mortgage servicers remain under heavy pressure from regulators and investors and have, therefore, learned to carefully manage their vendor relationships. Quality, compliance...

Automation: An Underwriter’s New Best Friend

BLOG VIEW: It is generally acknowledged that underwriting is the most crucial function of the mortgage loan production process. And, in most cases, underwriters’...

How Mortgage Lenders Can Better Support Loan Officers For Greater Success

BLOG VIEW: The housing industry has seen solid gains in the last several years, helping lift overall economic growth. In fact, existing-home sales maintained...

Three Keys To Origination Success

BLOG VIEW: Having worked with hundreds of successful retail branch managers over the last 20 years, I am often asked what the common traits...

Bubble Trouble Once The Rate Gravy Train Comes To A Halt?

Ask speculators who experienced the Lehman meltdown and they will tell you that there are certain signs they wish they hadn’t missed.

Making The Most Of EAD

BLOG VIEW: In recent years, change has been synonymous with challenge. Although many regulatory changes have created added burdens for lenders and other mortgage industry...

Getting The Most Out Of Online Originations

BLOG VIEW: Increasingly, shopping is being done online these days - and shopping for a mortgage is no exception. Millennials, in particular, are likely...

Closing Time: Investing Back Into Sales

(Editor's note: "Closing Time" is a new, semi-regular "Blog View" series brought to readers of MortgageOrb by the folks at Velocify, which offers an...

Why Mortgage Rates Aren’t Going Up Anytime Soon

BLOG VIEW: Mortgage rates have been consistently below 4% since New Year's Eve, and there's no reason to think they will suddenly soar. If...

Post-Crisis, The Word ‘Audit’ Strikes Fear In Most Mortgage Lenders

BLOG VIEW: We hear a lot about the constant changes in the mortgage industry. During the last few years, most of the changes have...

New Licensing And Bonding Requirements For Iowa Appraisal Management Companies

BLOG VIEW: Appraisal management companies (AMCs) in Iowa are now required to comply with a new set of requirements and conditions, as mandated by...