Ramaj Balley: Hope, Optimism and Excitement Are Contagious
PERSON OF THE WEEK: Ramaj Balley is vice president of national retail lending at MiMutual Mortgage, a mortgage lender with retail and wholesale operations...
Yogesh Chaudhari: Mobile, IoT Complicate Compliance
PERSON OF THE WEEK: Yogesh Chaudhari is senior vice president of IndiSoft LLC, an organization that develops, licenses and supports a range of software-as-a-service...
Shannon Buckner-Santos: Tips for Preserving Resources at Loan Origination
PERSON OF THE WEEK: Shannon Buckner-Santos is vice president of national accounts at Informative Research, a mortgage technology and data solutions provider. Specializing in...
Gena Roach: Push Borrowers to the Web
PERSON OF THE WEEK: Gena Roach, the web applications system support manager at Financial Industry Computer Systems (FICS), says web-based tools offer borrowers efficiency...
Jeff Sandman: Appraiser Attrition Problem Will Take ‘Concerted Effort’
PERSON OF THE WEEK: The debate rages on: Is there really an "appraiser shortage" as some claim? And will technology and automation one day...
Harry Gardner: Misconceptions Still Surround E-Signatures
PERSON OF THE WEEK: Harry Gardner is executive vice president of e-strategies for Docutech, a provider of e-signature and e-document technology to the mortgage...
Maria A. Hatfield: Harnessing Big Data for Underwriting
PERSON OF THE WEEK: As federal regulators and the nation’s largest secondary market investors continue to seek out ways to make home financing available...
Richard Yonis: Tax and Flood Missteps Can Be Costly
PERSON OF THE WEEK: Richard Yonis is senior vice president and national sales director for LERETA, which provides property tax data and flood hazard...
Brian Fitzpatrick: Contamination Is the Problem
PERSON OF THE WEEK: Brian K. Fitzpatrick is president and CEO of LoanLogics Inc., which focuses on loan quality management and performance analytics technologies...
Barry Malone: Customers Appreciate Having Their Loans Serviced By Their Original Lender
PERSON OF THE WEEK: Barry Malone is senior vice president of sales for Financial Industry Computer Systems Inc., a provider of mortgage loan origination...
Why Repealing Dodd-Frank Will Fail
The last time the Financial CHOICE Act was up before Congress, the bill went nowhere.
HMDA Changes Are Coming: Are You Prepared?
BLOG VIEW: Nationstar Mortgage was recently fined $1.75 million for violating the Home Mortgage Disclosure Act (HMDA) by allegedly consistently failing to report accurate...
Mortgage Loan Solicitors In Vermont Must Get Bonded By Year’s End
BLOG VIEW: A bill recently passed in the state of Vermont introduces changes to the licensing requirements for loan solicitors. According to the new...
Barry Hays: Servicers Must Reinvent Their Call Centers For Multichannel Millennials
PERSON OF THE WEEK: If you’re a mortgage servicer, you can safely assume that live phone communications with borrowers will become much less prevalent...
Michael Wojcik: Appraisers Concerned About Growing Use Of Data And Analytics
Appraisers are concerned about the technology movement, including the use of big data and analytics, and how that might impact their careers in the future.
Refining Property Preservation Is Doable With Technology
Pre-foreclosure management of properties can be greatly improved with technology.
Conferences: How Prepared Are You To Make The Most Of Them?
BLOG VIEW: Like the swallows returning to Capistrano, most of us have annual pilgrimages that mark the seasons. We call them conferences.
The mortgage industry...
Bob Dougherty: Data-Driven LOS Will Gain Favor Among Mortgage Lenders
PERSON OF THE WEEK: The loan origination system (LOS) is the core system and "workhorse" of any mortgage software ecosystem. These central software applications...
MORNING COMMUTE: CFPB Seeks Feedback On Mortgage Servicing Rules
MORNING COMMUTE: Morning Commute makes its triumphant return after a four-week hiatus.
And the music this morning was Allan Holdsworth's "Road Games," a fabulous jazz...
Can The Mortgage Interest Deduction Really End?
Is the mortgage interest deduction safe from extinction? Like much in Washington, D.C., one must read between the lines.