Friday, December 27, 2024

Regulatory Compliance

Trump Picks Calabria to Head Federal Housing Finance Agency

President Donald Trump on Tuesday announced his intent to nominate Mark Calabria - who currently serves as chief economist for Vice President Mike Pence...

Senate Approves Kathy Kraninger as Director of BCFP

By a narrow margin, the Senate on Thursday approved Kathleen Kraninger as the next director at the Bureau of Consumer and Financial Protection. Kraninger will...

Testing of New Common Security for GSEs Now Underway

The Federal Housing Finance Agency (FHFA) reports that it is making progress with its plan to develop a single common security for government-sponsored enterprises...

Mortgage Document Prep Firm IDS Promotes Two

Clint Salisbury has been promoted to the sales and marketing team and Travis Carroll has been promoted to head the implementation department at International...

The Calm After the Storm: Regulatory Relief in the Wake of HMDA

At the time mandatory HMDA compliance took effect in January, the number of required data fields more than doubled from 44 to 110.

QuestSoft’s Compliance EAGLE Now Integrated with LendingQB

QuestSoft’s compliance software is now integrated with LendingQB’s loan origination system, making it easier for lenders using the system to run various compliance checks...

ComplianceEase Hires Sanjay Tibrewal as VP of Product Management

Sanjay Tibrewal has joined ComplianceEase, a provider of automated compliance solutions to the mortgage industry, as vice president of product management. Tibrewal has more than...

PromonTech Debuts New, AI-Driven Income Engine For Mortgage Underwriting

PromonTech, a provider of next-generation mortgage technology, has introduced a new income engine, Income AI, that leverages augmented intelligence to learn from underwriters, resulting...

Verus Mortgage Capital Announces Largest Non-QM RMBS Transaction in a Decade

Verus Mortgage Capital (VMC), a full-service correspondent investor offering residential non-QM and investor lending solutions, reports that it has completed its sixth rated RMBS...

Maria Moskver: FHFA’s Preferred Language Rule Needs Better Translation

PERSON OF THE WEEK: Last year the the Federal Housing Finance Agency (FHFA) passed its Preferred Language Rule which requires mortgage lenders to add a preferred language...

HUD Says Facebook’s Advertising Platform Enables Housing Discrimination

Facebook is under investigation for allegedly enabling housing discrimination. According to a complaint filed by the U.S. Department of Housing and Urban Development (HUD), certain...

Citigroup Fined $8.6 Million For Improperly Handling Mortgage Documents

Citigroup has been fined $8.6 million by the Federal Reserve Board for improper execution of residential mortgage-related documents. The $8.6 million penalty addresses the deficient...

Plaza Home Mortgage Adds New Capabilities to its BREEZE LOS

Plaza Home Mortgage Inc., a national wholesale and correspondent lender, has integrated ClosingCorp’s SmartFees solution with its BREEZE loan origination system to give wholesale...

WFG National Title Adds Theresa Williamson as SVP, Compliance

Theresa Williamson has joined WFG National Title Insurance Co., a full-service provider of title insurance and real estate settlement services, as senior vice president, compliance...

Wells Fargo Settles More Legacy RMBS Issues

Wells Fargo will pay a $2.09 billion fine to settle claims that it knowingly misstated borrower information on tens of thousands of mortgage loans...

Karl Dahlgren: To Prepare For TRID 2.0, Mortgage Lenders Must Be Proactive

PERSON OF THE WEEK: Mortgage lenders are scrambling to prepare for the next version of the Consumer Financial Protection Bureau’s (CFPB) TILA-RESPA Integrated Disclosures...

Kevin Stitt: The Proactive Approach to Compliance Always Wins

PERSON OF THE WEEK: Kevin Stitt is the founder of Gateway Mortgage Group, a privately held, full-service mortgage company licensed in 41 states and...

American Mortgage Consultants Acquiring Certain Assets of The Barrent Group

Due diligence firm American Mortgage Consultants Inc. (AMC) is acquiring certain personnel and the operations center of Des Moines, Iowa-based due diligence firm The Barrent Group. The...

MTech Will Never be FinTech and That’s a Good Thing

BLOG VIEW: The financial industry is abuzz with talk of financial technology, better known as FinTech. Everywhere you look there is a group hosting...

Justin Cole: Culture More Important Than Technology When Adjusting to Regulatory Change

PERSON OF THE WEEK: The first quarter was a relatively quiet one, from a regulatory perspective, so what should mortgage lenders be preparing for...