Friday, December 5, 2025

From The Orb

Rida Sharaf: Evolution Of REO Asset Management Drives Need For Deep Expertise

PERSON OF THE WEEK: Although it is true that the inventory of real estate owned (REO) properties has dropped nearly to pre-recession levels -...

Can We Avoid A GSE Bailout?

Proposals to replace Fannie Mae and Freddie Mac with new firms will falter unless Congress okays a federal line of credit.

Blockchain: The Next Mortgage Industry Shake-Up?

Why blockchain technology will be the next big thing for the mortgage industry.

Self-Driving Technology And The Mortgage Industry: What Could The Future Hold?

Much like the automotive industry, mortgage lenders and their vendor partners are now in a quest to build a fully "self-driving" mortgage process.

Carlos Sa: Building Your Own Lending System Offers Many Benefits

PERSON OF THE WEEK: Although most mortgage lenders use "best of breed" or "out of the box" loan origination systems (LOS) from the top...

CFPB To The Rescue: Revisions To The Revised HMDA Rules

As is to be expected with any regulatory change, there has been some confusion and uncertainty surrounding these new rules.

Using Old Technology Is One Way To Drive Away Mortgage Customers

BLOG VIEW: When was the last time you used a fax machine? Can’t remember? Neither can I. Yet the other day, I found myself...

Linn Cook: An Open LOS Gives Lenders Flexibility Today And Tomorrow

PERSON OF THE WEEK: Mortgage lenders everywhere are upgrading to e-mortgage capabilities, which means they are moving away from the traditional paper-based processes of...

Closing Time: Learning Lessons From AI

CLOSING TIME: In the classic sci-fi film "2001: A Space Odyssey," two astronauts find their lives in jeopardy when an onboard ship computer thinks...

Balancing High-Tech And High-Touch Customer Experience: Why It Matters

In the quest to deliver a high-tech borrower experience, lenders may inadvertently isolate high-value borrowers who prefer physical interaction.

Digital Marketing And Big Data Will Determine Mortgage Lenders’ Future Success

BLOG VIEW: Today more than ever, organizations of all kinds are competing to stand out among their competitors. With the never-ending marketing noise, it...

Bob Jennings: In Mortgage, Automated Compliance Is The Only Way To Go

PERSON OF THE WEEK: Bob Jennings is CEO of ClosingCorp, a provider of residential real estate closing cost data and technology. MortgageOrb recently interviewed...

Buying A House? Use Only Licensed Mortgage Brokers

BLOG VIEW: For people wanting to buy a home, working with a professional mortgage broker is of crucial importance. Mortgage brokers save buyers time...

Sanjeev Dahiwadkar: Trump’s ‘Two For One’ Order Creates Regulatory Murkiness

PERSON OF THE WEEK: The Trump administration's executive order requiring federal regulatory bodies to eliminate two existing regulations for every new one they enact...

GIS Technology Now A Critical Tool In Flood Zone Determination

BLOG VIEW: We know that flooding is a major natural disaster that affects many parts of the world, including developed countries such as the...

Paul Wetzel: E-Mortgage Adoption Means Lenders Must Focus On Security

PERSON OF THE WEEK: The e-mortgage has been evolving for several years now, and the mortgage industry is very close to achieving a true,...

MORNING COMMUTE: Solid Jobs Report But Wage Growth Still Lacking

MORNING COMMUTE: Welcome to Morning Commute, where it's all about music and mortgages. And the music for this morning's commute was: Led Zeppelin IV. Also...

Sean Hennessey: What Mortgage Professionals Need To Succeed

PERSON OF THE WEEK: Sean Hennessey is a Maryland-based vice president for Embrace Home Loans, a nationwide mortgage lender that has been in business...

Is The Economic News Too Good For Mortgages?

The essential mortgage story in 2017 is likely to revolve around three issues: history, rates and uncertainty.

Placing People At The Center Of Lending

BLOG VIEW: In today’s marketplace, consumers are becoming more selective about the brands that they choose to work with, and this extends into mortgage...