Michael Vitali: Now Is Not The Time To Relax On QC
PERSON OF THE WEEK: When it comes to the potential for regulatory rollback under the Trump administration, there are myriad possibilities. But, should the...
Hybrid Valuation: A Viable Alternative To Traditional Appraisals
AMCs are developing hybrid approaches to expedite the appraisal process.
What Is The CFPB’s Ultimate Fate?
MORNING COMMUTE: I was at the Mortgage Bankers Association's National Mortgage Servicing Conference & Expo 2017 in Dallas this past week, and, somewhat embarrassingly,...
Susan Portnoy: Q4 Is The ‘Super Bowl’ Of Real Estate Tax Season
PERSON OF THE WEEK: The fourth quarter is always a busy time of year for real estate tax matters - especially for mortgage servicers...
Black Knight Pumping Out News Lately
BLOG VIEW: In case you haven't noticed, mortgage software, data and analytics company Black Knight Financial Services has been pumping out news lately, starting...
How To Boost The Inventory Of Homes For Sale
BLOG VIEW: We love first-time home buyers. They're great and wonderful people, and we have done everything possible to encourage their interest in real...
David Isljamovski: Mortgage Industry Becoming More Multi-Generational
PERSON OF THE WEEK: David Isljamovski recently returned to the mortgage business after a 10-year hiatus and now serves as national business development manager...
Morning Commute: Does Trump Have A Reason To Fire Richard Cordray?
MORNING COMMUTE: Welcome to Morning Commute, the blog dedicated to those mortgage professionals with substantial commutes - featuring random mortgage news and insights, along...
Six Safe Ways To Loosen Mortgage Standards
BLOG VIEW: “The housing market's biggest constraint at the moment is tight credit standards,” says The Weekly Standard - a view that is widely...
Morning Commute: Dodd-Frank ‘Reliance’ And Getting Real About Unemployment
MORNING COMMUTE: Welcome to the inaugural edition of "Morning Commute," a semi-regular blog dedicated to those mortgage professionals who have long commutes - whether...
The Art Of The Deal
BLOG VIEW: In the days following one of the most unique presidential elections in American history, the scene was anything but “business as usual.”...
Garnet Kanouse: Expect Prime Jumbo Volume To Fall In 2017
PERSON OF THE WEEK: Thanks to tighter credit, the jumbo mortgage market did quite well in 2016. But there are a number of misconceptions...
Expanding The Definition Of ‘Digital Mortgage’
Does the definition of "digital mortgage" need to be expanded? If you consider the entire mortgage process, perhaps so.
Will Mortgage Interest Deductions Become Extinct In 2017?
Right now, a lot of people who expected to write off mortgage insurance in 2017 may be in for an April surprise.
Jim McGurer: The Challenges Of Properly Tracking Property Tax Payments
PERSON OF THE WEEK: How do servicers accurately keep track of whether local property taxes are being paid on the assets in their portfolios? Simple: They use one of any number of tax reporting services.
Will The Trump Administration Lower Mortgage Fees?
BLOG VIEW: In an unexpected decision, the outgoing Obama administration has announced a 0.25% reduction in the Federal Housing Administration's (FHA) annual mortgage insurance...
Jeff Weinstock: MISMO Allows For ‘Consistent Experience’ In The Mortgage Process
PERSON OF THE WEEK: For nearly 33 years, Dallas-based Financial Industry Computer Systems Inc. (FICS) has been providing flexible, comprehensive residential and commercial technology...
Fannie Mae Investor Reporting: Changes Coming Feb. 1
BLOG VIEW: As we move into the new year, the mortgage industry continues to experience a time of great change and transformation, as new...
The Secret Is In The Data
BLOG VIEW: What’s at the heart of the mortgage industry? Some might argue it is underwriting, or compliance, or the secondary market, or the...
Camillo Melchiorre: When It Comes To Loan Mods, Collaboration Is Critical
PERSON OF THE WEEK: HLP, formerly known as Hope LoanPort, is a nonprofit that offers a Web-based communications platform that is used by many...