Friday, December 5, 2025

From The Orb

Five Years Isn’t Enough For Florida Homeowners Under Recent Supreme Court Statute Of Limitations...

BLOG VIEW: One of the recurring homeowner inquiries addressed over my 20 years as a Florida real estate attorney and distressed housing industry specialist...

George Paquette: ‘Scope Creep’ Contributing To Appraiser Disgruntlement

PERSON OF THE WEEK: George Paquette is chief appraiser for USRES, a provider of real estate appraisals, broker price opinions and real estate owned...

CFPB Likely To Appeal Recent Ruling In PHH Case

BLOG VIEW: It appears that the Consumer Financial Protection Bureau (CFPB) has every intention of appealing the recent ruling by a three-judge panel in...

Converting Today’s Borrowers Into Tomorrow’s Lifetime Clients

(This is part three of a three-part series.) BLOG VIEW: In the first part of this series, we described how the innovative tools now widely...

Why Loans With Little Down Are Coming Back

BLOG VIEW: It's not your imagination. There are a lot more mortgage options available with little down than in the past. The part of...

Jim Micali: Increase In MSR Deals Is Creating Challenges For Servicers

PERSON OF THE WEEK: Jim Micali is chief operating officer for LERETA, a provider of tax reporting solutions and data to the mortgage servicing...

Is It Time To Grow The Mortgage Credit Box?

Even borrowers with “lower” credit scores, say 620 or 640, are likely to have less relative debt than just a few years ago.

It’s Time To Start Reading Our Customers’ Minds

BLOG VIEW: This year is the 50th anniversary of Star Trek, the enduring sci-fi franchise that now has multiple generations of television and movie...

Creating The Exceptional Borrower Experience

(This is part two of a three-part series.) BLOG VIEW: In the first part of this series, we described how the innovative tools now widely...

Experience Lending And The Future Of LOS Selection

BLOG VIEW: IT executives in the lending space face enormous pressures when it comes to technology investments such as loan origination system (LOS) selection....

When Given Lemons, Make Arnie Palmers

BLOG VIEW: Forget about the saying, “When life gives you lemons, make lemonade.” When it comes to the current market, I’d say, “Do something...

Houston, We Have Made Contact

(Note: This is part one of a three-part series) BLOG VIEW: One of the great technological advances in the mortgage industry has been in customer...

Four Keys To A Successful, Compliant Social Media Strategy

BLOG VIEW: Loan officers have a lot to worry about, from the Consumer Financial Protection Bureau's TILA-RESPA Integrated Disclosures rule, to if and when the...

Yashodhan Ratnakar: Servicers Should Track All Vendors Using A Single System

PERSON OF THE WEEK: MortgageOrb recently interviewed Yashodhan Ratnakar to get his take on how new regulations have changed the vendor management landscape for servicers in recent years.

Four Clues That Tell Servicers Their Vendors Can Deliver

BLOG VIEW: Mortgage servicers remain under heavy pressure from regulators and investors and have, therefore, learned to carefully manage their vendor relationships. Quality, compliance...

Rudy Zabran: Mortgage Risk Management Has Matured Over The Years

PERSON OF THE WEEK: Having been a third-party risk management provider since 2005, Opus Capital Markets Consultants has been in the unique position of...

Barry Hays: Expect Further Innovation In Mortgage Contact Center Technology

PERSON OF THE WEEK: Today's IP-based contact center systems are helping mortgage servicers gain new efficiencies, hold down operating costs and maintain compliance. The...

Automation: An Underwriter’s New Best Friend

BLOG VIEW: It is generally acknowledged that underwriting is the most crucial function of the mortgage loan production process. And, in most cases, underwriters’...

How Mortgage Lenders Can Better Support Loan Officers For Greater Success

BLOG VIEW: The housing industry has seen solid gains in the last several years, helping lift overall economic growth. In fact, existing-home sales maintained...

Three Keys To Origination Success

BLOG VIEW: Having worked with hundreds of successful retail branch managers over the last 20 years, I am often asked what the common traits...