Friday, December 5, 2025

From The Orb

Bubble Trouble Once The Rate Gravy Train Comes To A Halt?

Ask speculators who experienced the Lehman meltdown and they will tell you that there are certain signs they wish they hadn’t missed.

Audrey Clearwater: The Many Benefits Of Commercial Evaluations

PERSON OF THE WEEK: As appraisal management companies (AMCs) respond to regulatory changes and a shortage of appraisers, they are increasingly looking at expanding...

Brian Simons: SAFE Act Changes Would Be Good For Consumers

PERSON OF THE WEEK: Brian Simons is founder and president of Altavera Mortgage Services, offering collaborative, end-to-end loan fulfillment services to residential loan originators....

Daniel Jacobs: Regulations Have Made Retail Mortgage Business ‘Far More Stable’

PERSON OF THE WEEK: Daniel Jacobs is executive vice president and managing director of retail for MiMutual Mortgage, a privately held retail and wholesale...

Sanjeev Malaney: Wholesale Lenders Must Leverage Technology To Automate Key Processes

PERSON OF THE WEEK: Sanjeev Malaney is founder and CEO of Capsilon Corp., a provider of document and data management solutions that enable mortgage lenders, investors and servicers to increase productivity and lower costs while ensuring compliance.

Making The Most Of EAD

BLOG VIEW: In recent years, change has been synonymous with challenge. Although many regulatory changes have created added burdens for lenders and other mortgage industry...

Bill Canfield: FHA Handbook Changes Require Servicers To Review QC Practices

PERSON OF THE WEEK: Bill Canfield is compliance consulting specialist with Wolters Kluwer, a firm that provides software solutions and expertise to help tax,...

Getting The Most Out Of Online Originations

BLOG VIEW: Increasingly, shopping is being done online these days - and shopping for a mortgage is no exception. Millennials, in particular, are likely...

Jeffrey Brother: Finding Success Through Proper LO Support

PERSON OF THE WEEK: Jeffrey Brother is a Dallas-based branch manager for Embrace Home Loans, a direct lender for Fannie Mae and Freddie Mac,...

Keith Guenther: Mortgage Companies To Further Consolidate Their Technology And Services

PERSON OF THE WEEK: Keith Guenther is CEO and founder of USRES and RES.NET, offering real estate owned (REO) disposition, default valuations services and...

Closing Time: Investing Back Into Sales

(Editor's note: "Closing Time" is a new, semi-regular "Blog View" series brought to readers of MortgageOrb by the folks at Velocify, which offers an...

Why Mortgage Rates Aren’t Going Up Anytime Soon

BLOG VIEW: Mortgage rates have been consistently below 4% since New Year's Eve, and there's no reason to think they will suddenly soar. If...

Post-Crisis, The Word ‘Audit’ Strikes Fear In Most Mortgage Lenders

BLOG VIEW: We hear a lot about the constant changes in the mortgage industry. During the last few years, most of the changes have...

New Licensing And Bonding Requirements For Iowa Appraisal Management Companies

BLOG VIEW: Appraisal management companies (AMCs) in Iowa are now required to comply with a new set of requirements and conditions, as mandated by...

Brent Chandler: Auto Verification Leads To Greater Purchase Certainty

PERSON OF THE WEEK: Brent Chandler is the founder and CEO of FormFree Holdings Inc., producer of AccountChek, an investor-accepted automated asset verification solution...

Homeowners: Are They Stingy?

BLOG VIEW: A highly reliable source indicates there are more people wanting to buy homes than there are willing to sell them. The National...

The Evolution And Expansion Of HECM Loans

If you think the Home Equity Conversion Mortgage, or reverse mortgage, is a relatively new product, you had better think again.

Leonard Ryan: New HMDA Data Will Be A ‘Lawyer’s Paradise’

PERSON OF THE WEEK: Leonard Ryan is founder and president of QuestSoft, a provider of automated compliance software to the mortgage banking industry. MortgageOrb...

Wade Hamby: More Clarity Around TRID Greatly Needed

PERSON OF THE WEEK: Wade Hamby is the national director of sales and marketing for The StoneHill Group, a provider of domestic mortgage outsourcing...

Josh Friend: What Lenders Can Do To Prevent Borrower Frustration

PERSON OF THE WEEK: Josh Friend is founder and CEO of InSellerate, a specialized customer relationship management system that enables lenders to immediately connect...